Google, albeit later than its competitors, nevertheless launched its own contactless electronic payment system, Android Pay. For its full functioning, a number of prerequisites are required, without which it is impossible to use the application of the same name: presence of a chip wireless communication NFC, original firmware without root rights, not unlocked bootloader.

All these conditions are dictated by safety, as well as ensuring protection personal information(including payment bank card details) from unauthorized access to them. Failure to comply with the above requirements results in Android Pay not working on Xiaomi and other phones: for example, Samsung or HTC.

Since there are at least two ways out of any situation, now we will look at those cases when it stopped working Android service Pay on your smartphone. Let's find out why this happened and what should be done to resume normal functioning of the program.

If you haven't read our article about, be sure to check it out, it talks about important settings systems without which the payment system will not work.

If Android Pay stops working on Xiaomi Mi5

Indeed, at one not-so-wonderful moment, Mi5 owners suddenly noticed that the previously configured, correctly working G Pay system suddenly stopped processing payments correctly. At the same time, the smartphone screen is “decorated” with a system message informing the user that his device does not pass the test for compliance with the security standards established for Android Pay.

In this case, we check the following:

• Firmware type;
• The user does not have root rights;
• Whether the bootloader is locked or not.

If at least one of the conditions is not met, the program stops working, and you will not be able to pay for the purchase.

To get out of this situation, you need to download and install stable (not weekly!) firmware on your phone and block the bootloader. Root rights will automatically become unavailable. Then you need to install the G Pay program directly, and also re-enter the necessary bank card information. After completing all the steps described above, the functionality of the program will be restored and it will again be possible to pay funds using a contactless method.

Magisk. A solution for the brave.

As mentioned earlier, there is more than one way out of any situation. An alternative official firmware with annoying ads in applications and somewhat limited user rights is the Magisk application, which allows you to simultaneously have full administrator rights operating system phone, and not disclose the situation where necessary.

Installation and instructions for using the magisk program are repeatedly provided on the Internet. In this case, an unlocked bootloader remains a necessary condition, as well as the presence of a custom TWRP recovery through which the application must be installed.

The Magisk program allows you to hide the presence of root rights for the user for individual applications and programs specified in the settings.

Other

In principle, the above are two main reasons why you cannot use G Pay, and ways out of this situation. There are no other reasons, or they do not occur as often.

By the way, Android Pay is not yet supported on phones with an operating system version lower than 4.4. But now such devices are extremely rare.

For example, there may be cases when Google Pay does not process transactions above 1000 rubles. Or in this moment There are any restrictions of the bank that issued the payment card.

Of course, if there are any errors in the program, first of all you need to look at the item in the Miui settings that is responsible for application permissions in the Android OS.

Also, do not forget that the absence of an NFC chip in the phone (any budget Redmi model) excludes the ability to run the program and use Google’s contactless electronic payment system.

Android Pay is a modern technology introduced in 2015 by Google and is gradually gaining popularity around the world. Its main task is to make purchases in stores without the traditional use of plastic cards. How does all this work and how to set up Android Pay on Xiaomi?

A little history

In general, contactless payment technology is not new. Visa has payWave, and MasterCard has payPass. In the event that your a plastic card supports contactless payment, and the terminal in the store is configured to accept it, all you need is while the terminal is waiting for the card, touch it to the reading module for a few seconds and wait for authorization with the server payment system. In some cases, depending on the terminal settings, you may need to enter a PIN code.

This is exactly how everything worked until Androd Pay technology appeared. In fact, it only takes your card data (even if it is not equipped with a contactless payment module) and transmits it to the terminal using its own means. The main requirement for a smartphone is the presence of an NFC module. It is thanks to him that data is exchanged between devices.

How to set up Android Pay

It is worth noting that Android Pay is not supported on Xiaomi budget (and sometimes mid-range) segments that do not meet certain rules:

• operating system Android 4.4 and higher;
• there is an NFC wireless communication module;
• you must have a Google account;
• the smartphone should not have root rights (administrator rights);
• you live in a country in which this service operates.

For example, you won’t be able to set up Android Pay on Xiaomi 4x precisely because of the lack of NFC module, although the smartphone is quite good and very popular in Russia. The same applies to the popular models Xiaomi Mi 5x and Xiaomi Mi A1. But if all points are fulfilled, we go to Google Play and download the Android Pay application.

After this, you need to configure the device for the program to work correctly.

First of all, go to the smartphone settings and in the “Additional settings” section, activate the switch near the NFC item.

After this, the “Security element location” element will become available. Make sure that the “HCE Wallet” item is selected.

The next step is to grant all access and maximum permissions to the application.

To do this, go to the settings of your smartphone and in the “Permissions” section, click on the “Autorun” item. Among available applications We look for Android Pay and activate the switch next to it.

There, in the “Permissions” section, click on the “Other permissions” item and select Android app Pay.

A list of all permissions required for the program will open. Click on each of them and give full access.

The last thing left to do regarding the smartphone settings is to make some changes to the power section.

We look for the item “Battery and performance” and select “Application activity” in it.

In the list that opens, you must select “No restrictions.” This will allow you not to save the energy used by this program in background, and therefore - keep it always ready.

Quite a large number of people do not like to pay in cash, and here the already known ones come to the rescue bank cards. But carrying absolutely all plastic cards with you all the time is problematic, and again progress has pleased me with its innovations. Namely Google company, having created the Google Pay service, which allows pay in most stores using smartphones. How to set up Google Pay on Xiaomi and which phones support it useful function and what is required for this?

NAVIGATION

What is Android Pay: advantages and disadvantages

Android Pay provides a unique contactless payment system, with which the user can pay for both online and physical purchases in a few clicks. At the same time, not only a smartphone is suitable for payment, but also a smart watch, which is very convenient.

First you need to download the same name official application from Google Play and just add your cards there.

You can be sure that the security in this program is at its best and not be afraid for your funds. What can't be said, unfortunately, about third party applications from unknown developers who easily steal all personal information.

The main advantage of such contactless payment, of course, is known to everyone:

1. There is no need to carry your cards everywhere;
2. Put it in different bags and at the most inopportune moment realize that you forgot your credit card;
3. It is enough to have only a smartphone at hand and make purchases in stores that provide mini-terminals.

There are also disadvantages. Do not forget that if you lose your smartphone, you face the risk of your funds being stolen. It's easy for attackers to get into Google Pay if they have your phone. The user may also encounter the following disadvantages:

• An official one is required. The system will not work on custom versions.
• Must be missing. Alas, you will have to make a choice: either expanded functionality thanks to the “Superuser” mode, or contactless payment.
• Inactive bootloader. You can find out how to do it in our articles.

Xiaomi phones with NFC module

It’s worth saying right away that for contactless payment the smartphone must have a very important detail– NFC module (chip). And here is the main catch, since not all Xiaomi phones support this chip. The budget line, namely Redmi, does not have a module. Only the owners are lucky:

• Mi Mix, Mi Mix 2/2s, Mi Mix 3;
• Mi 5 series;
• Mi 6 series;
• Mi 8, 8SE, 8EE, 8 Youth Edition, Mi 8 Pro;
• Mi Note 2, Mi Note 3, Mi Note 4;
• The entire Mi 9 line.

How to properly set up Google Pay on Xiaomi

You purchased new smartphone, supporting NFC chip and works mainly on , 6 (the payment system is available from version 4.4 and higher), but you don’t know how to properly start making contactless payments?

Please read the information below carefully, which has only three sections.

Install and configure GPay

As noted above, it is required special program called Google Pay (or Android Pay). Download and install it in a standard way, like any game, for example. Once the installation is successfully completed, open the application.

We photograph the required card using the built-in camera. Next, we confirm all the data using the code from the SMS message. This, in fact, is where the “implantation” of the card into the phone ends. The next step is to turn on the server itself.

Activate NFC

Since I previously described an article about unlocking the bootloader and obtaining root rights, I will not be able to show you my screenshots with the sequential implementation of all points. For example, I’ll take English-speaking ones :)

By default, contactless payment is disabled, and this is done for security reasons. To activate it you need to follow a few simple steps:

1. Find the icon on the main screen "Settings", click;
2. Scroll to the bottom of the page and click "More", where we see the point "Wireless network";
3. Next, check the box next to « NFC» , open a mini-menu called "Element Location" and exhibit "Using HCE Wallet". It is also possible upon request add the application to startup.
4. And the final touch: if you did not give special permissions to the application during installation, you will have to do this now. Go to point "Permissions", open Google Pay and we give him access to the chip components.

If you do not have a screen lock set: text password, graphic key, the payment system will definitely ask you to display it. Otherwise, the phone will not function as a card.

Making the first payment

And let’s start with a little practice: how to pay with a smartphone for the first time? Everything here is extremely simple. First you need to select one main (main) card. If this is not done immediately, When paying you will have to log into the application and from there carry out the operation.

But with the default card selected You just need to bring your smartphone to the terminal and the money will be debited instantly. Unfortunately, this does not always happen: if the purchase amount is large enough, the cashier will ask you to enter a PIN code or sign the receipt. And, of course, your country must support contactless payment. It’s the same with shops, because there PayWawe and PayPass are required.

Don’t forget that you can pay this way for online purchases by clicking on a special button on the payment page.

Unfortunately, situations are common when, when withdrawing funds, a notification appears indicating that the payment system is not supported on the device. The most common thing is the lack of an NFC chip. The only way out in this situation is to purchase a new appropriate smartphone. But what if the module is available, but payment does not occur?

First of all, check if the smartphone is in “perfect factory” condition. This means the absence of root rights and an unlocked bootloader. If at least one of these things is present, Android Pay is 100% likely not to work!

Another common problem: the smartphone did not pass Google check for a security certificate. To resolve the problem, we recommend that you provide all your data as accurately and truthfully as possible and, if necessary, contact the official support service.

If you have an unlocked bootloader, you need to use . This program will hide the presence of bootloader activation and even obtaining root rights.

Video: how to enable Google Play on custom firmware with ROOT

Answers to popular questions

No, enter special code or you do not need to tell it to the cashier. Only after payment you can receive a message about your account balance.

As you can see, setting up NFC on Xiaomi is quite easy if you put in a little effort and carefully read the instructions provided. Safety, comfort, and ease of payment perfectly compensate for the time spent and technical efforts put into setting up the service. Any questions? Feel free to write to us in the comments. Good luck!

Perhaps the number 1 event of this week, and perhaps of the whole year, can safely be considered the launch of a payment system in Russia Android systems Pay from search giant Google. Until May 23, you can pay for your purchase using mobile phone was only available to a select group of users iPhone smartphones, as well as premium devices from Samsung. Thus, the arrival of a new payment system will allow the introduction of such a modern payment method to the masses, since the share of owners of smartphones with Android OS is currently more than 70%.

The use of such payment systems is considered a safer payment method than traditional card payment. Since during the transaction your card number is not transmitted, but the virtual account number is used. However, after the advent of Android Pay, many Xiaomi smartphone users began to complain about the inability to pay using their mobile phone. This problem primarily due to the fact that not all required settings were produced. Well, let's figure out how to configure a Xiaomi smartphone for the correct operation of the Google payment system.

I would like to immediately note that for Android work Pay requires official stable firmware without root rights, as well as a locked bootloader. Otherwise, you will not be able to pass the SafetyNet check and the application will not launch. Of course, there is a workaround, but this will be discussed separately.

Download and install from Google Play Market official Android Pay app.

After installation, launch the application and add a map. If you previously had a card linked to your Google account, you will see it the first time you launch Android Pay. You just need to indicate the CVV code and payment address. If you successfully add a card, 30 ₽ will be debited from your account, which will be returned a little later. In Android Pay, you can add several cards, and at the time of payment, choose the one from which to write off.

Now let's move on to the smartphone settings. Since data transfer is carried out via NFC, additional settings Wireless networks turn on the corresponding switch and select Wallet HCE in the Location of security element item.

Also, in the One-touch payment section, you need to select the Default payment method Android Pay application, and in Using the default application, set Always.

After the settings, you can safely go to the store for field testing.

Android Pay will work with all terminals that support Mastercard PayPass and Visa payWave contactless payments.

And finally, a life hack. If you are still unable to set up your smartphone or there is no hardware support for NFC, then you can simply hide the card under the case and make payments as usual. At the same time, in the eyes of others, you will be as advanced as the owners of expensive smartphones.

Currently, various models of smartphones and tablets from the Chinese company Xiaomi are becoming increasingly popular. In connection with the official launch of Google's payment service, there is a need for a detailed analysis of a number of important aspects, among which the key question is how to set up Android Pay on Xiaomi.

Which Xiaomi models support the service?

Before discussing application issues, you need to find out which devices the contactless payment application is compatible with. The gadget must meet the basic requirements for using the program. These include the following parameters:

1. Official operating system firmware.
2. Locked bootloader.
3. Disabled root rights.

For contactless payment offline in stores through point-of-sale terminals, the device must have an NFC chip. Its availability can be found in technical specifications. If there is no NFC sensor, the Android Pay program can only be used to pay for purchases in online stores and applications.

List of popular Xiaomi models that support Androi Pay in full mode(NFC chip built-in):

• mi2A;
• mi5s and mi5s plus;
• mi note2;
• mi mix.

On which Xiaomi will Android Pay not work fully (no short-range communication sensor)? This list includes models from the Redmi and Mi Max line.

Since metal makes it difficult to transmit radio waves from the NFC system, the body of most models equipped with a sensor is made of plastic, glass or ceramic. Thanks to the gadget's technology, Android Pay works great on Xaiomi mi5 and mi5s, despite the presence of metal in the case.

Settings

If Xiaomi model and its parameters meet the requirements, you should install the program on the device. Find Android Pay in Google Play Market and download it. After completing the procedure, we begin setting up.

Step by step Android setup Pay on Xiaomi:

In a similar way, you can add several cards, select the main one, or use the one you need for each specific purchase.

Let's move on to setting up the device itself. It is necessary if the device has an NFC sensor; if it does not, you do not need to do anything. Go to settings, select the “More” section. We find the NFC block and switch it to “On” mode. Select the HCE wallet (Wallet HCE) in the “Security element location” section.

In the “One-touch payment” section, select the Android Pay application in the “Default payment method” field. In the “Use default application” field, set “Always”. The setup is complete, the gadget and service are ready for use.

How to run Android Pay on Xiaomi?

When making a payment, you need to activate the service. For this:

A common cause of problems with the payment service on Xiaomi is the presence of an outdated firmware version on the gadget. To solve the problem, you just need to update the OS to a new one. In some cases, updated firmware allows Android Pay to work even without locking the bootloader.

Installing Magisk Manager (root administrator) allows you to solve the problem with root rights (the service works without disabling them). Tested with Android Pay on mi5s and mi5 models.

What to do if Android Pay on Xiaomi does not respond to the trading terminal?

To solve this problem you need to perform the following settings:

1. Go to “Settings”, open the “Security” section.
2. Select “Permissions”, “Other permissions”.
3. Select Android Pay and check all the boxes to allow.
4. Go to “Security” again.
5. Select “Autorun” and check the box next to the application.
6. We return to “Settings”, go to the following sections – Battery and performance – Battery consumption by applications – Turn on and select the Android Pay application. In it we set “No restrictions” and “Allow”.
7. Checking standard settings(described above) and try to bring it to the terminal.