A few years ago, when I was still studying, my phone rang early in the morning on the subway. A cheerful male voice cheerfully introduced himself as a Beeline employee and said that my SIM card would be blocked. Previously a sleepy fly, I woke up abruptly and sent him under the surprised glances of passing passengers. I came to the university, then home and told everyone how to respond to such “threats.” Who would have known...

Today my mom got a call from a scammer. This *** introduced himself as a Beeline employee (and introduced himself to them deliberately several times during the entire conversation). His first name and patronymic are unlikely to be real, but he named it methodically, taking into account, as it turned out from a search in Yandex, his previous experience of divorce.
Mom talked to him for about 3 minutes. From the conversation in fits and starts, I realized that my mother had been connected to the Beeline Mobile Bank service and she wanted to turn it off (which Beeline, by the way, is even too guilty of). Since she was busy, she called me (“I’ll call my daughter now” - which again killed my vigilance). But I understood this, sitting across 2 walls and reading a book, from snippets of her conversation. She often asks to do something “technical” for her and not very well, citing the fact that she doesn’t understand anything about it, in fact she just doesn’t want to. At my amazed look and the question: “What is happening?” she just waved her hand (“she has no time, figure it out”), handed me the phone and asked me to bring my phone.
At this moment I hear on the other end: “Well, did you press?” I think: aha, he doesn’t want to “poke buttons” again.
This ***, having understood the situation, sent an SMS, as it turned out, with a number to pay for services on RURU.RU - Payment World, and said to send it to number 7878 with confirmation to 8464 - mobile payment Beeline.
I only use my phone to call/send SMS and therefore didn’t notice the catch. I once already turned off services with the help of an operator (though at that time I called Beeline myself), she also asked me to send some numbers to some short numbers.
And here’s the result - the minus is not critical, but a good amount that I personally would spend a year or two.
In the end, it turned out that they were not going to disconnect my mother’s service, but to re-register the SIM card, which they were going to (ha ha) BLOCK, which I pulled out of her when the policeman had already arrived. Get this bastard...
Both Beeline and Ruru.ru refused to help and sent me to write a statement. We wrote a statement to the police, we sit and hope for a miracle. The hope that this creature will not withdraw money from the account until Monday tends to zero, but I hope that someone, before following the lead of this ***, will go online and try these 2 lucky numbers.
And Ruru.ru CJSC National Service Company should take care of the safety of its activities. Self-respecting companies require confirmation of the mobile number, at least, and link it to the account of a specific user. And especially not you social network, but you work directly with money and its transfers!

Update
Our valiant police called back only a month and a half later to... ask us for proof that our numbers belong to us. They were waiting a month and a half. I withdrew the application because... They obviously won’t find the money anymore, and it’s not convenient for me to run away from work.

I went to the Beeline website, registered, entered my account, turned off mobile payment and a couple of other services for the whole family. Which is what I recommend to everyone.
I made a tutorial on how this is done.

Screw mobile payments, screw Ruru.ru, screw the rest of the participants in these scams. Some steal from technically not very literate old people, others eat lunch during reception hours, others “can’t help you in anything” if you didn’t come to give your money, but for the help you need because of their careless and incompetent work.

Update 2
Fraudsters are closer to us than ever. .

By the way, this also affected me, further from the author:
I encountered an unpleasant situation this week. My wife's credit card was stolen. I figured out how to do it. I am writing to warn you about holes in Sberbank and Beeline. Whether these holes are random for diverting clients’ money or not, it’s up to you to decide.

So, the fraud scheme that still works:

1. Fraudsters collect advertisements on Avito with Beeline numbers (why specifically Beeline will be written later). Then they send a massive SMS to the victims with a text where they address them by the name taken on Avito and the words “I offer an exchange with an additional payment. Here is the photo: netint.ru/ru3.” Among the users of smart smartphones, there are a lot of not smart users at all, so a lot of people will click on the link without blinking. Of course, he posted an ad on Avito, and someone knows his name and is offering an exchange. After which the screen goes blank and a virus program is installed on the phone, which gains access to secret SMS sending and hides SMS from certain numbers, in particular from Sberbank and Beeline. You do not need to have the Mobile Banking program on your phone. That's it, the victim's phone is charged. Now comes the stage of settings in your Sberbank personal account.

2.Mobile banking is a connected service of Sberbank, which allows clients to make settings in their personal account. For example, such as: connecting automatic payment to a mobile phone, transferring money, paying for a phone, etc. Attention, to do this, scammers do not need “mobile banking” installed on your phone. You don't need to know your login, password, or temporary codes. None of this is needed! The Green Bank has already taken care of this. Moreover, the client may not even activate this service and may not even know about its existence! It is connected to a credit card by default. He may even write a statement to disable the “mobile banking” service from the card. Sberbank, having disconnected the service from a debit card, will leave the “mobile banking” service connected to a credit card (not a debit card, for example, a salary card, but a personal credit card, with a set limit for a certain amount that it can borrow and spend). All that remains is to send an SMS with the text “AUTO 1000” to Sberbank number 900 from the infected phone. After which, in the account for a credit card (namely, a credit card, not a debit card), Autopayment will be installed on cell number, with the setting, top up your phone balance by 1000 rubles, when the balance drops below 600 rubles. That's it, the bank is charged. In turn, the bank will then respond to the client, we received an SMS command from you, we executed it. Moreover, the scammers may be lucky, and the automatic payment will debit money from the card in excess of the established limit for several days in a row. Well, you can get by with a limit of 3,000 rubles (proof http://data.sberbank.ru/bashkortostan/ru/p...ank/?base=beta). and withdraw money until the loshok goes away. Security guards will not see anything suspicious with credit card transactions. Even if the amount written off will attract criminal charges under Article 158.

3. The third stage is the simplest. SMS messages are sent from a Beeline phone to short numbers free8464, 7878, 3116, etc. In detail, they are referred to as “Payment for mobile commerce services.” This is actually a paradise for scammers. You can get up to 15,000 rubles per day. conduct. Then the client will also be told: “Well, you are a loser, scammers stole your money!” A few years ago you activated the service “banning sending SMS to short numbers”, well, you’re a loser, this service has not been working for a long time.”

4. The application to the Ministry of Internal Affairs is accepted, but, according to them, the case is closed after 30 days. Profit! Although no. I doubt that this will work for those who want to repeat this scheme by dissecting the viral apk file, changing the settings to gain access to the virus themselves, for one simple reason. It is unlikely that the professional security service of Sberbank will not notice suspicious movements on the card and will not react in any way, and the system settings will be so favorable to them that they will allow them to exceed the established daily limits for auto payments. Also, the Beeline security service will immediately detect new figures in its clearing.

Why is this scheme applicable specifically to the Sberbank-Beeline link: “The ability to connect automatic payment for an invoice issued by a telecom operator requires the presence of appropriate conditions in the agreement between the client and the telecom operator. Currently, activation of auto payment under the postpaid scheme is available only to Beeline subscribers.” proof: http://sberbank.ru/common/img/uploaded/fil...df/mob_ruk2.pdf Ibid: “After some time, the connected subscriber number a message will come from your telecom operator. If the application from the Bank to connect the service is successfully processed, an SMS message will be sent from the operator that the service has been successfully connected (Beeline, Tele2 and NSS); or a notification that the service will be connected after the refusal waiting period has expired (MTS, Megafon, BaikalWestcom)." This Sberbank-Beeline connection even runs a promotion "Bonus for auto payment" (proof http://www.sberbank.ru/common/img/uploaded. ..zh_Beeline.pdf). Well, isn't it cynicism?

More details. The virus hides incoming SMS from Beeline and Sberbank. But what’s interesting is that Beeline does not reflect incoming SMS from Sberbank about card transactions in detail. Although the Bank makes such SMS mandatory when debiting from a credit (not debit) card. In Beeline details, incoming SMS with a virus is not reflected.

This scheme has been operating successfully since at least last fall. According to information from friends who work at the bank, no one got their money back.

Well, I warned you. Now protect your wallets and phones as best you can.

Now the details of my case.

My wife is on maternity leave and has no money on her card, which is why she doesn’t check her balance. I went to Sberbank online to pay for my mobile phone and saw that it was from a credit card with a limit of 40 thousand rubles. a significant amount has disappeared. The money was withdrawn over 4 days. Stopped when antivirus was installed on the phone. An application has been submitted to the police department. Sberbank too. A response came from Sberbank in which it reports that on the first day 2946 rubles were written off to the account cell phone and automatic payment is enabled. And that in a period of four days, a total of 10,000 rubles were written off for auto payment. In fact, on the first day, 7,946 rubles were written off. on the second day 4000 rub. (with the official limit on transactions being 3,000 rubles. Thus, in the first two days there were debits from the card that exceeded the daily limits. In total, in 4 days, 16,946.00 rubles were written off (about which we have a card statement signed by Sberbank), and not 12946 rubles as written in Sberbank's response. That is, in its official response, with the assigned number, signature and blue seal, Sberbank is already deceiving with the numbers. We have an application in hand that was completed in the fall at the Sberbank office to disable the Mobile Bank service , where the phone number and debit salary card number linked to the contract are indicated.But as I wrote above, the “mobile bank by default” is forced to be linked to a credit card.

On Wednesday, February 24, I’m going to contact the Prosecutor’s Office, because where you get into the bank is where you get off. Need advice and assistance in drawing up an application to the Prosecutor's Office. How can I return funds from Sberbank and Beeline. What actions can you take? Maybe someone also suffered from scammers. It's not so much about money, but about principle. As long as you can bypass the traps set, everywhere they try to bite off and snatch a piece. I want to break the system, even just a little bit.

Modern mobile operators offer a wide range of services, which can be accessed in a few clicks or by sending special SMS. But understanding the current number of service numbers is much more difficult than it initially seems. Thus, not many subscribers know what number 7878 is. Meanwhile, it allows you to use a very useful service that can be useful to users at any time. That is why it is worth understanding in advance what it is and how it will be useful to the telephone company’s customers.

Modern mobile operators provide not only telephone but also financial services, and short service combination the above numbers allows you to withdraw funds from the SIM card. That is, a correctly sent command debits money and allows you to receive it in almost any way convenient for the subscriber. At the same time, SMS makes it possible not only to cash out your phone balance, but also to transfer funds to other subscribers. The main thing is to know the right combinations and commands to manage financial services.

"7878" Beeline money transfer

The process of transferring or withdrawing funds is extremely simple and will require:

• writing a service SMS;
• receiving a special code;
• use code to complete the operation.

In this case, the text of the message should be written:

1. for withdrawal through Beeline terminals “RUB amount”;
2. to a friend’s phone “phone amount” (phone number is indicated after 7);
3. on bank card“card type (Visa, Maestro, Mastercard) card number amount”;
4. to the bank account “bank code (listed on the website) account number amount”;
5. on WebMoney “wm wallet number without R amount”;
6. money and postal transfers "code payment system country code sender's full name sender's passport recipient's full name amount" (details on the website).

It's important to remember that short number 7878 is a transfer of money to a card to another subscriber, so you should use it carefully so as not to become a victim of fraud.

The message is not sent to number 7878 – reasons and what to do?

Despite the importance of financial services, even such services may not be available. At the same time, if the SMS message is not sent, remittance it is impossible to carry out on the card. The only way out of this situation will be to search for the reasons for what happened and then correct the detected error or malfunction.

In most cases, subscribers are able to cope with difficulties on their own.

Causes

Among the most common causes of difficulties are:

• typos in the recipient's details;
• errors in country codes and payment systems;
• absence or insufficient funds on the SIM card, due to which the operation remained unpaid;
• self-disabling the service in the past;
• system malfunctions;
• smartphone problems.

There are other sources possible problems. So, sometimes difficulties with sending are associated with the inability to send any SMS in general, and not with the financial option in particular.

What to do?

There are several ways to deal with difficulties and recover proper operation systems:

1. check whether the specified details belong to the recipient and make sure there are no typos or errors;
2. take an alternative approach and transfer finances using the special Beeline money transactions website;
3. contact operators contact center and ask them to understand what happened, and at the same time check the status of the operation.

Each of these methods has its own advantages, so the final choice of the optimal approach depends on the user’s desires.

How to disable the 7878 service on Beeline?

Those wishing to disable the 7878 service on Beeline should try:

• visit Personal Area and deactivate the option by finding it in the list of applications;
• contact operators hotline and ask them to help with deactivation;
• visit the nearest communication store and seek support from the managers working there.

Today, perhaps, every person has a mobile phone. A convenient and compact means of communication greatly facilitates modern dynamic life. Having evolved from a simple intercom, a cell phone these days has turned into a real multifunctional unit. At the same time as the phone, applications are changing, providing a wide variety of mobile services. One of the most popular services these days is online money transfers. Let's look at what the mysterious abbreviation “7878 money transfer” is.

Some time ago, two serious companies joined forces to provide their clients with a very useful service - mobile transfer using a cell phone. One of the companies is widely known in Russia and is called “Beeline”, but the other is rather familiar only to a narrow circle of specialists. Despite the lack of a big name, the electronic payment service RURU has been engaged in this type of business for a long time and successfully. The company provides services for mobile transfers from a phone account with receipt of cash and transfers to electronic cards, accounts and all kinds of wallets.

A joint project of two companies, RURU and Beeline (OJSC VimpelCom), was the introduction of a promising money transfer system with mobile phones. This is how the now very popular payment service appeared.

Service with code name 7878

For ease of remembering, the service was officially assigned the numbers 7878, by which it is known in Russia. It is useful to know the 24-hour multi-channel number of the company RURU 8 800 700 4848, which, in fact, deals with mobile transfers to the Beeline company.

A serious help in this difficult matter is the close interaction of partners with the UNISTREAM and CONTACT systems. It is in their branches that you should receive cash if necessary.

We’ve sorted out the numbers 7878, now let’s determine the sequence of steps for making money transfers. It should be emphasized that this information is relevant only for owners of a SIM card from the mobile operator Beeline.

Money transfer 7878

Depending on the purpose of the translation, you must strictly adhere to a certain sequence set of SMS messages. It is different for each fund transfer operation. They have only one thing in common - all actions are performed by typing specific text on your own phone.

To receive funds from Unistream

When a Beeline subscriber transfers money and subsequently receives it in cash at a Unistream branch, the following text is sent to number 7878:

uni space sender space passport number space recipient space transfer size

The first three letters in Latin indicate Russia in the catalog of payment service countries. If necessary, the letter designations of other countries can be found on the Beeline website.

After sending an SMS to 7878, you need to wait until you receive a transfer confirmation message with a control code. To receive money at the Unistream system payment point, you will need to show your passport and provide the departure number.

To transfer funds to the card

When a Beeline subscriber transfers money to a Master Card or Visa card, the text of the message to number 7878 will be different:

Master (Visa) space card numbers transfer size

To top up another subscriber's balance

To top up the balance of another Beeline subscriber, you need to send the following text to number 7878:

bee space subscriber phone space transfer size

In a similar way, you can top up the accounts of subscribers of other mobile operators by changing the Latin letters of the abbreviated company name. For example, Tele2 is assigned the code tele2, MTS - mts, and Megafon - mgf.

To transfer money to an electronic wallet

When transferring funds from the Beeline mobile operator account to an electronic card, the sequence of actions is different. To do this, you need to open the Payment for services from a Beeline account section on the company’s website and select “money transfers”. Having selected the type of transfer, in the window that opens you will need to indicate your cell phone number, number electronic card and the size of the transfer. After entering the data, you must confirm the action and the transfer will go on its way.

As you can see, all operations for transferring funds are quite similar and usually do not cause any difficulties.

Commission

All transfers, with the exception of transfers within the Beeline operator network, are paid for the sender. The commission is debited from the subscriber's account automatically.

The tariffs, although they amount to a few percent of the transfer amount, can sometimes cost a lot of money. Cases vary, but in order to avoid getting into trouble, it is still worth studying the issue first. The amount of Beeline's commission for transfers can be easily clarified on the official website.

In addition, some transfer operations are limited in the amount of funds transferred, so it is necessary to monitor all official changes in this regard.

Video: Transfer money using service 7878

Fraud

In connection with cases of fraud when scammers use number 7878 to transfer money, you need to remember that Beeline operates only one specific scheme. When sending an SMS message about a transfer to a number of a certain form, the service response always contains a control code to confirm the operation. Sending the code to 7878 indicates the subscriber’s specific intention to make a transfer from this account. After sending the transfer, the service sends standard notification with all the necessary data. The mobile operator Beeline does not have any other schemes for working with the number 7878 for transferring money. Any other use of the number most likely suggests fraud.

In general, for modern man no difficulties to use mobile transfers can't be seen. All operations are quite simple and specific for the relevant cases. There is no need to be afraid of new things, because progress does not stand still, and it is more expensive for yourself to lag behind its achievements.

Modern mobile operators offer a wide range of services, which can be accessed in a few clicks or by sending special SMS. But understanding the current number of service numbers is much more difficult than it initially seems. Thus, not many subscribers know what number 7878 is. Meanwhile, it allows you to use a very useful service that can be useful to users at any time. That is why it is worth understanding in advance what it is and how it will be useful to the telephone company’s customers.

Modern mobile operators provide not only telephone but also financial services, and a short service combination of the above numbers allows you to withdraw funds from a SIM card. That is, a correctly sent command debits money and allows you to receive it in almost any way convenient for the subscriber. At the same time, SMS makes it possible not only to cash out your phone balance, but also to transfer funds to other subscribers. The main thing is to know the right combinations and commands to manage financial services.

"7878" Beeline money transfer

The process of transferring or withdrawing funds is extremely simple and will require:

• writing a service SMS;
• receiving a special code;
• use code to complete the operation.

In this case, the text of the message should be written:

1. for withdrawal through Beeline terminals “RUB amount”;
2. to a friend’s phone “phone amount” (phone number is indicated after 7);
3. to a bank card “card type (Visa, Maestro, Mastercard) card number amount”;
4. to the bank account “bank code (listed on the website) account number amount”;
5. on WebMoney “wm wallet number without R amount”;
6. money and postal transfers “payment system code country code sender’s full name sender’s passport recipient’s full name amount” (details on the website).

It is important to remember that the short number 7878 is a transfer of money to a card to another subscriber, so you should use it carefully so as not to become a victim of fraud.

The message is not sent to number 7878 – reasons and what to do?

Despite the importance of financial services, even such services may not be available. At the same time, if an SMS message is not sent, a money transfer to the card cannot be made. The only way out of this situation will be to search for the reasons for what happened and then correct the detected error or malfunction.

In most cases, subscribers are able to cope with difficulties on their own.

Causes

Among the most common causes of difficulties are:

• typos in the recipient's details;
• errors in country codes and payment systems;
• absence or insufficient funds on the SIM card, due to which the operation remained unpaid;
• self-disabling the service in the past;
• system malfunctions;
• smartphone problems.

There are other sources of possible problems. So, sometimes difficulties with sending are associated with the inability to send any SMS in general, and not with the financial option in particular.

What to do?

There are several ways to deal with difficulties and restore proper operation of the system:

1. check whether the specified details belong to the recipient and make sure there are no typos or errors;
2. take an alternative approach and transfer finances using the special Beeline money transactions website;
3. contact the contact center operators and ask them to understand what happened, and at the same time check the status of the operation.

Each of these methods has its own advantages, so the final choice of the optimal approach depends on the user’s desires.

How to disable the 7878 service on Beeline?

Those wishing to disable the 7878 service on Beeline should try:

• visit your personal account and deactivate the option by finding it in the list of applications;
• contact the hotline operators and ask them for help with deactivation;
• visit the nearest communication store and seek support from the managers working there.