Imagine your life without mobile communications almost impossible. From anywhere in the country, you can always contact the person you need and discuss any issues, call a taxi, call for food delivery, etc.

Moreover, for some people, the phone is an important business tool, without which work is not at all effective. Next we will find out which mobile tariff in Russia the most affordable, how much are monthly communication costs, and comparable to the prices of our main competitors.

Today the leaders in the mobile communications segment are:

• "MTS";
• Beeline;
• "Megaphone".

The range of services for all operators is different and has its own distinctive features. The more expensive your tariff, the more you can afford (this applies to calls, SMS, Internet, etc.). But the choice on the market today is so wide that you have the opportunity to choose a budget offer for yourself for minimal money. So, let's look at each specific company.

Current service packages from MTS

Numerous tariffs of this operator, as a rule, differ according to the following criteria:

• area of ​​use ( a specific region or all of Russia);
• Mobile Internet ( its availability and number of MB);
• calls to other operators;
• calls abroad.

From the point of view of covering costs, the most economical option is a mobile tariff " Super MTS" As part of this offer, you can call for free while in Moscow and the region ( 100 minutes in the region and the same number of minutes throughout the country). For one sent SMS you will have to pay 2 rubles, and 9.9 for a megabyte of Internet. The cost of such a plan is only 90 rubles, and to switch from another tariff – 150.
A more profitable, but also inexpensive package - “ Smart Mini" For 200 rubles. Every month you will receive the following:

• 1,000 minutes for calls to network subscribers in Russia;
• unlimited calls within a specific area;
• 0.5 GB Internet;
• 50 free SMS.

At the same time, for calls to other operators and to MTS while roaming in Russia you need to pay 1.5 rubles/min. After the limit of free SMS is exhausted, each subsequent one will be equal to 1 rub. In general, the Smart Mini mobile package from MTS is designed for an ordinary subscriber with average needs.

Offers from Megafon

Tariff plans from this operator are the cheapest of the three. The following packages caught our attention today:

1. "All inclusive XS"
2. "Go to ZERO"

Let's start with the latter, since this tariff does not imply significant monthly costs. Moreover, if you call exclusively within the network and a specific region, you will not have to pay anything! A minute of conversation to numbers of other operators or home numbers will cost 2.5 rubles. Megafon determined the cost per SMS (in rubles):

• 2 per room within the area of ​​residence;
• 3 within Russia to network numbers;
• 3.55 for other Russian operators.

The company will ask 7 rubles for MMS, and 9.9 megabytes of mobile Internet. If you need a tariff plan for communication within the network, then “Switch to ZERO” is perfect for you.
Another offer from Megafon is “All Inclusive XS”, which costs 199 rubles. The tariff includes:

• 300 minutes for calls within Russia on the Megafon network ( over the limit – 6.5/min.);
• 2 rub. per minute to other operators or landline numbers in home region;
• 12.5 rub./min. to others Russian operators or landline numbers;
• the volume of Internet traffic in the home region is 0.5 GB;
• SMS in the home region – 1.9;
• SMS in the Russian Federation – 3.9.

Advantageous mobile communication package from Beeline

The “All for 200” tariff plan from Beeline is the most economical option. It is perfect for people who need both calls and mobile Internet. For 200 rubles. Beeline offers 1 GB of traffic per month, which can be used anywhere in Moscow or the region. Calls within your home region will be free. But for each SMS you will have to pay 2 rubles, but given the availability of the Internet, their need disappears. Moreover, when the traffic limit is exhausted, every subsequent 150 MB from Beeline will cost only 20 rubles.

That's all, this is where we can end our review. Choose any tariff plan you like from MTS, Beeline or Megafon, taking into account your needs, but remember that free cheese is only in the mousetrap! Therefore, if you give your preference to the cheapest offer, then be prepared for restrictions in terms of calls or Internet use. Otherwise, you will have to pay extra, and the benefit from this is quite dubious and the overpayment in the end may be as much as the more profitable plan costs.

Have you noticed that cellular operators are haunted by the laurels of bankers?

Mobile operators are obviously testing new options for business development. In particular, all 3 Russian mobile communication giants have set their sights on the banking market. In December, Beeline and MTS launched microcredit, although they told clients about this only yesterday.

And last summer, Megafon boasted that it had released what the operator believed was a unique product - an income card linked to a mobile phone account. By that time, the two closest competitors had long had their own versions of bank cards. Perhaps, soon the key parameter for a mobile operator will not be the quality of communication, but the quantity of financial services? Well, let's see who are the three biggest mobile operators so far has the most profitable card product.

MTS

This mobile operator has taken financial services seriously by acquiring its own bank. This is an important factor, since both the mobile operator and the bank, which are globally one company, are responsible for your card.

For comparison, let's take a map MTS Smart Money, since this is the latest product in the line of MTS Bank cards (in addition to it, you can also pay attention to the MTS Money Deposit (Basic) card, since it is profitable and gives 7.5% on the balance and bonuses for purchases).

So, the most interesting conditions not just MTS subscribers, but customers connected to the Smart tariff line will have access to the card - they will have access to free card service and a 100% discount on the subscription fee for Smart tariffs or MTS Tablet options. That is, instead of paying for communication, you get a free debit card and free communication, the price of which without a card will vary from 450 to 900 rubles. per month. Sounds pretty tempting.

To take advantage of MTS Bank's generous offer, the subscriber must:

Spend at least 10 to 30 thousand rubles per month using the card. (depending on the tariff plan);

Or keep a minimum balance of funds in the amount of 50 to 100 thousand rubles on the card account balance. (depending on the tariff plan).

Issue of the card costs a very affordable 199 rubles, the card is serviced for free. If you transfer your mobile phone number to another operator via MNP (of course, with the loss of the Smart series TP), the service will become paid - 99 rubles. per month.

You will lose enough money if you withdraw it from the card. Firstly, there are not many places where they can be withdrawn without interest - only at ATMs of MTS partner banks and directly at MTS Bank ATMs. At cash desks and ATMs of other banks, the commission will be 1% (minimum 100 rubles). Secondly, cash withdrawal operations will not be included in the monthly expenses that must be collected in order for the connection to become free for you.

Although, at first glance, the map looks more than attractive. But if you start to look more closely, you get the following:

Using a card as a deposit in order to keep a minimum balance on it turns out to be an impossible task for many segments of the population due to the high amount. In addition, putting money into the same deposit is sometimes much safer, because it is much more difficult for fraudsters to withdraw money from a deposit account than from a card linked to a phone number.

If we compare this card with a regular income card of any bank, it turns out that no matter how much money you spend per month, you will not be able to earn more than the amount of the subscription fee. At the same time, the amount earned on cashback can be many times higher, since banks usually set the maximum earnings bar from 1000 to 3000 rubles.

In other words, if you really use a lot mobile phone and it is more important for you to always stay in touch than to get the most from your income card - then the MTS Smart Money card is suitable for you.

Beeline

The striped mobile operator uses the services of RNKO Payment Center to issue its bank cards. In addition to Beeline, Payment Center is also a settlement center payment system"Zolotaya Korona" and performs the functions of an interbank settlement center of the Federal System "City".

In the Beeline line on this moment There are two bank cards: credit and income with interest on the balance. We are primarily interested in the latter - the Beeline MasterCard.

The main advantage of this card is cashback in the amount of 5% on purchases in restaurants, pharmacies and gas stations, as well as interest on the account balance in the amount of 4% when saving up to 150 thousand rubles on the account. (if higher, cashback will be 8%). The limit on bonuses is 3000 rubles. Bonuses can be spent both on mobile communications and on purchases at Beeline offices and purchases from partners of the mobile operator (these are a variety of services, shops, department stores, cinemas, etc.).

Problems begin if you need to use cash - top up your card account or withdraw funds. Firstly, unlike MTS, you won’t be able to top up your card account for free using an ATM - the credit period will be from 2 to 7 days (which is a very long time these days), and you will have to find out the commission directly at the ATM. You can credit without commission at Beeline offices, by transfer from another card or using money transfer according to the “Golden Crown” system.

Withdrawing cash is another problem - although you can withdraw cash without commission at any ATM, the withdrawal amount should be from 5 to 50 thousand rubles, and if the amount withdrawn per month is more than 50 thousand rubles. — the commission will be 2% of the amounts. If you withdraw one-time less than 5 thousand rubles, the commission will be fixed - 149 rubles. You can also withdraw up to 500 thousand rubles. from an account without commission at branches of Zolotaya Korona partner banks.

So, this card's main weakness is cash. But compared to the previous card, there is an advantage - the accumulated bonuses can be spent not only on cellular communications, but also on other purchases and services through the affiliate network.

Megaphone

Megafon now offers two options for debit cards - MasterCard Gold and simply MasterCard (they are almost no different, except for the cost of service and status). They are serviced by Round Bank, which ranks 288th in the banking system in terms of assets as of October 1. The choice of such a partner already raises doubts, since the reliability of this bank is in question.

Potential users of Megafon's bank card should think about whether they are ready to entrust the security of their account to such a bank. Although, as the mobile operator itself claims, the money on the card is in your Personal Account with MegaFon, so it is not subject to the risks of the financial system, for example, revocation of a banking license.

A distinctive feature of the card is that it opens the number’s balance for any transactions. Wherever you can pay with a bank card, you can also pay with money from your phone account. In addition, the card provides for accrual of up to 8% per annum on the account balance and cashback of up to 10% when paying by card with MegaFon partners.

There are no difficulties with topping up the card - since the card and phone accounts are the same, you just need to top up the phone number in any convenient way. But withdrawals will not be cheap - the commission will be 2.5%. In addition, card-to-card transfer operations will also not be free - you will have to pay 1.99% of the transaction amount.

Unfortunately, this map is not ideal either. Firstly, it confuses the bank responsible for servicing it. Secondly, the convenience that Megafon positions when the card and mobile number have a single account, can become the main danger if scammers get to your phone or you simply lose your mobile phone. By the way, the agreement, which the potential card owner will inevitably sign, states that if there is a failure in the operation of the operator’s website or the Megafon program. The bank (with the help of which all banking functionality is carried out on the card), the operator is not responsible for this.

In other words, if hackers switch from banks and start stealing money from mobile operators, this does not mean that the same Megafon will compensate you for your losses. In addition, the disadvantage of the card is the inability to withdraw or transfer money without commission.

Well, while the cards of mobile operators invariably lose to regular ones bank cards. We will monitor the market struggle cellular communications and banking - maybe healthy competition will benefit both?

Hi all!

I rarely write reviews about telecom operators, but sometimes I really want to pour out my soul to someone and tell them what I have accumulated. That is why I want to tell you about my unsuccessful connection to the Beeline network. Maybe my review will be useful to at least someone and I will be glad if I saved someone from unnecessary negativity that can fall on your head if you connect to Beeline. Of course, I speak specifically for my situation and express MY opinion on this matter, but at the same time I admit the idea that someone liked this connection and there were no problems. In general, no cellular connection is absolutely ideal, but some are simply amazing in their arrogance, and it is precisely this attitude towards the client that I want to complain about in today’s review.

Why did I decide to try this connection?

Let me start by saying that I have a dual-SIM phone. One of the SIM cards is Tele 2, and I decided to buy the second SIM card from Beeline, since I was very attracted to one of the tariffs on this operator. At that moment it seemed to me that I was unlikely to return to the previous network, because the All Inclusive tariff was so tempting and cool. Yeah... exactly until you run into him. Now I regretted that the idea of ​​​​buying this SIM card and connecting an expensive tariff to it immediately came into my head. It was necessary to start with something simpler and only then, if you liked everything, install something cooler.

So, what do I expect from the connection: good conversations without network interruption and fast Internet.

Based on my requirements, I chose the Possible Everything tariff plan. Since I use the Internet every day and 5 GB for a month was never enough for me, I decided to take the option with unlimited Internet so that I could listen to music on VKontakte, look at photos and the like at any time. Social networks I have 3 and I want to spend time in each for at least an hour a day. As for me, an hour of Internet use per day is a minuscule amount.

I always use the Internet only from my computer, so I only needed the Internet for social networks.

I don’t talk on the phone that often, but I get 3 calls a day, lasting about 5 minutes maximum.

The service package of my tariff includes 300 minutes, 300 SMS and unlimited Internet. For all this pleasure I paid 300 rubles (monthly subscription fee).

I also think it is necessary to clarify that before this I had always used the Tele 2 Internet and was happy with everything, but 5 gigs from that connection was not enough for me and I decided not to waste time on trifles and connect to Beeline’s unlimited service, because the price is not so exorbitant.

What did I get?

Internet epic

I bought myself a Beeline SIM card, consultants in one of the stores connected me to the required tariff. For some reason unknown to me, it took 40 minutes, or even more. I don’t understand why they work at such mega speed. There were only two visitors, me and another man, who was silent for a long time and waited for the 3, Karl, consultants who connected me to my tariff plan to be free. In the end, I survived to the bitter end (well, where else could I have gone), and that man said that he would not come to them again, since the speed of their service was simply unrealistic.

Well, in general, I’m used to the fact that in our communication stores they serve at the speed of light, so we can say that I didn’t pay much attention to this, but took it for granted, because in our city I rarely saw a different attitude towards clients.

Well, finally I got the tariff I’ve been dreaming about for so long!

I came home joyful with the hope that now I can calmly surf the Internet while lying in my crib. But no! The Internet simply refused to work on my phone. It took so long to load one VKontakte message, as if they had sent me a whole movie and told me to watch it from my phone. After my vain attempts to access the simplest sites like mail, the Internet completely disappeared and never appeared again

This didn’t suit me and the next day I went to a cell phone store, it wasn’t in vain that I paid the money... As usual, there were no big queues there and I asked for help from one of the consultants and explained what didn’t suit me and asked why it was may be related.

The young man swapped the SIM cards (moved them from one slot to another), as you remember, I also have a SIM card on the phone 2. After that, he began to try to access the Internet.

Nothing changed. After that, he continued to twirl my phone in his hands for about 20 minutes (at times, of course, distracted by vital conversations with his work friends). After all his supposed attempts, he asked me how to access the Internet settings, I showed him and he did what I had already tried to do without his help. In the end he got tired of it and said that I had too much old phone and on this model there is no Internet at all! Bravo! At parting, he shouted at me in the back that only in their salon I have a unique opportunity to buy cellular telephone from 3900 rubles and this is my chance. In response to my explanation and arguments that everything works perfectly on SIM card 2 on the same phone, he again only repeated his previous phrase that there is no Internet on such phones anymore. By the way, I bought the phone for 9,000 rubles, it’s not some kind of push-button phone. Although, by the way, I have also come across push-button phone models that have an Internet function and it loads there very quickly.

After this wonderful visit to the consultants, I came home and changed my SIM cards back to the position they were before and hallelujah! The Internet began to quickly load everything I needed. I already decided that now Beeline will be my favorite cellular connection forever and ever and even harmful consultants will not separate us. But my dreams didn’t last long and I realized that I couldn’t get this connection almost anywhere (while the other SIM card always worked without failures). The phone loaded the Internet on Beeline more or less tolerably only when I was at home (although I already have the opportunity to surf the Internet from a computer). If I went outside, it became unrealistic to go online, I was stuck - the result was the same. And only at home the Internet began to load, and then every day it got slower and slower.

This is where my attempts to make friends with Beeline ended. No more Megaphone(who at one time withdrew money from my account just like that), I definitely won’t switch to Beeline. I've had enough experimentation.

I'd rather continue to use my Tele 2.

Communication during telephone calls

There were never any complaints here, although at times the connection still disappeared for no apparent reason. But the conversation never stopped.

Money was withdrawn from the tariff every day, and not so once a month I put it in and it was immediately withdrawn.

I also want to tell you about how Beeline “pleased” my loved one not so long ago.

It was just that day when at my work (that is, outside the house) the Internet refused to load, and I really wanted to watch a video on the Internet. And then, by misfortune, my brother and I went online from his phone (for the first time in 5 years, since the Internet is not needed there at all) and watched one single video lasting a minute. After that, a bunch of messages fell on that phone saying that “now we have connected you to a wonderful feature and you can spend 1.5 GB every day and you will be charged a subscription fee of 7 rubles/day.”

To say that we were shocked is to say nothing. A person doesn’t see any point in surfing the Internet at all, and so one day he decided to watch a short video, and he was already connected to functions (Huawei 1.5 GB) that he had absolutely no use for. But no! They didn’t even bother to clarify whether he needed it? They simply presented the fact that now money will be withdrawn every day. It would be okay if he were simply offered to use such a service, but to connect right away? This is already impudence!

After that, he and I went online to look for information about what combination of numbers needed to be dialed to turn off this tariff. We found how Huawei turns off at 1 GB, 3 GB, 5 GB and then in ascending order. Not a word about 1.5 GB anywhere! In the end I had to go to Personal Area and there we had to turn off this unnecessary function ourselves, since there was no desire to go to the salon again.

No no and one more time no! Those who need the Internet on their phone at amazing speeds are unlikely to appreciate this connection.

For those who need a phone only for conversations this network it may be suitable, but on the condition that you never go online even for a minute, otherwise you will have a bunch of functions unknown to the world connected, which then will not be so easy to disable.

I give Beeline 2 stars, and even then it’s a stretch. For me, this network turned out to be a failure and I will never return to it.

141 user believe this page useful.

Quick response:
Among the main advantages over Beeline's competitors, three main ones can be noted:

There are still disadvantages of Beeline:

The issue of choosing one or another telecom operator is increasingly worrying subscribers. Every year, cell phone companies come up with new ways to lure potential clients- by using favorable tariffs, promotions, discount systems and other techniques. However, in essence, the main criteria by which one can judge an operator are the following:

• quality of mobile communications;
• Internet connection quality.

It is to use these basic services that people buy SIM cards, and first of all, the company must ensure they are at the proper level. No amount of conditions, even the most favorable ones, will save an organization if the quality of the services provided leaves much to be desired.

Comparison of call quality

At the moment, a real war has unfolded between supporters of two large mobile operators - Beeline and Megafon. Both companies have been on the market for a long time and have an impressive customer base. They are extremely popular in our country, which is why some rivalry for leadership has arisen.

To evaluate the performance of these companies, you need to take into account many factors - and this is quite difficult to do.

Advice: it is better to make an assessment based on the quality of mobile communications and the Internet.

So which operator is better? The time has come to finally understand this issue.

Cellular quality comparison

Megafon can rightfully be considered one of the main operators in the country. The organization began its activities back in 1993, and has been successfully promoting its services for 23 years. According to the company, today the client base numbers more than 70 million people - quite an impressive figure, because this is almost half of the country's population.

So how does this company compare favorably with Beeline? Among the main advantages over competitors, three main ones can be noted:

1. Maximum coverage of the territory where services are provided. The company's coverage area allows you to use mobile communications even in the most remote places from civilization - it is for this reason that the organization has gained its popularity.
2. High speed internet. This advantage consists of the previous one, because where there is a stable connection, there network connection will be great.
3. Striving to implement modern technologies. Progress does not stand still, and in order to keep up with the times, Megafon is constantly looking for new technological solutions to improve the quality of customer service. New services become available (for example, popular mobile video calling), and equipment is updated.

However, the Megafon company has the following disadvantages, which are an unpleasant stain on the good image of the brand:

• desire for bundling and complex tariff plans. Unfortunately, for last years The company's policy assumes a more flexible approach to the pricing of its services. Attempts are being made to make payment more convenient for the subscriber, package offers are being introduced, but in reality, most clients still face the problem of choosing a tariff;
• Inconvenient support service. Often, due to an insufficiently developed service system, it becomes impossible to reach the operator. As a result, many customer questions remain unresolved, which becomes the basis for negative reviews to the company.

Benefits of Beeline

Now it’s time to talk about another famous telecom operator - Beeline. It was formed simultaneously with the previous one and is no less popular. According to unconfirmed information from sources on the Internet, the number of subscribers of the company exceeds 60 million.

What are the pros and cons of Beeline? After a thorough analysis of the organization’s activities and incoming feedback from subscribers, we can confidently speak about the following advantages:

• a large number of tariff plans. The company's client base has a wide selection of payment options for services of different themes. Each of the tariffs is extremely simple and easy to understand, and the prices are at a level favorable to the client;
• customer focus in work. There are often special promotional offers and discounts;
• high-quality support service. Quick response, problem solving in the shortest possible time and minimal waiting time make the company completely new level service.

There are still disadvantages of Beeline:

• less wide coverage area compared to Megafon. Outside the city limits, the signal strength begins to decline at a catastrophic rate. Picnic lovers will find it extremely inconvenient to use the services of this operator;
• systematic disruption of network stability. Judging by reviews on the Internet, many customers complain about temporary unexplained interruptions in mobile communications, noise during conversations and similar inconveniences;
• expensive calls from abroad. Beeline roaming can rightfully be considered the most expensive on the cellular market.

Now that all the main nuances of the operators’ work regarding calls have been identified, we can talk about another important component - the quality of the Internet.

Beeline clients

Comparison of work with the network

Both companies are providers. They have several ways to gain access to the global network:

• Mobile Internet;
• USB modem;
• home Internet.

But since we are now talking specifically about comparing the services provided from SIM cards, only the first two options will be considered.

There is no need to describe quality details at length mobile Internet– we can immediately say that this service Beeline is slightly better.

Important: this company provides more stable access. And although Megafon has a wider coverage area, the quality of Internet service here is noticeably lower.

Comparing operators is a very difficult matter, since there are quite a few key factors in this process. However, subscribers are often puzzled by finding a solution to this problem. In this review we will look at Beeline or MegaFon - which is better and which of these operators to give your preference. Choosing the right option is really difficult, but we will try to find the most optimal solution.

Select by coverage area

Let's see which connection is better - MegaFon or Beeline. To begin with, you should clarify whether there is a signal from these operators in those points where you visit most often. For example, at work, at the dacha, at your favorite vacation spot. There are places where only one operator is caught or the most needed one is missing - there are all sorts of situations.

There are two ways to check the availability of coverage area:

• By calling help desk Beeline or MegaFon;
• Visit the official websites to view the broadcast area;
• Conduct a practical experiment (will give the most accurate results).

In urban areas, determining who is better is problematic, since all operators strive to provide the most complete coverage. But outside the city, flaws emerge - in some places only Beeline is received, and in others only MegaFon is received. You can arm yourself with a phone with both SIM cards and do a comparative analysis.

Choice by tariffs

MegaFon or Beeline - which is better, where better rates, what to give preference to? There are many questions, and even more answers. Both operators are ready to offer their subscribers a variety of tariff plans with different content.

Here's what you need to focus on when choosing a tariff:

• The amount of the subscription fee;
• The cost of calls to subscribers of other operators;
• For intercity costs;
• For the number of included services;
• For the cost of services outside the included packages.

Typically, operators offer the most favorable rates only for on-net calls - many tariffs provide excellent on-network unlimited limits. But in the question of which is better, other packages should be evaluated.

For example, at Beeline we can find tariffs for pensioners or tariffs with per-second billing that many subscribers need. And MegaFon pleases its customers with the availability of a whole group of tariff plans for visitors and travelers.

Selection by Internet services

Let's see which Internet is better - MegaFon or Beeline. What is important here is not so much the cost of modems, but the cost of services. For example, MegaFon has the following lucrative offers:

• 36 GB for 890 rub./month;
• 30 GB during the day and unlimited at night for 1,290 rubles/month;
• 20 GB of traffic, additional traffic for music, social networks and instant messengers, unlimited SMS and 5000 minutes within Russia for 3000 rubles/month.

The latest offering is aimed at accessing the Internet from a smartphone while simultaneously using calls and text messages.

Great offers from Beeline for smartphones:

• “All 5” tariff, including 15 GB of regular traffic, unlimited social networks, 5000 minutes and 500 SMS for 83.3 rubles/day;
• Tariff “Everything for 1800 postpaid” with 30 GB of traffic, 3000 SMS and 3300 minutes for 1800 rubles/month;
• “Absolutely EVERYTHING” tariff with a 60 GB package and premium roaming tariffs for 6,000 rubles/month.

For modems, the most profitable tariff is “Internet for a computer” - 25 GB for 1200 rubles / month. Starting from the second month of use, the amount of traffic doubles.

You can argue for a long time which modem is better - MegaFon or Beeline. But here it all comes down to the availability of a coverage area at the point you need and the content of the traffic packets. The best modem is the one that provides maximum speed and stable connection . We also recommend taking a look at the coverage areas of MegaFon and Beeline to compare coverage areas in 3G and 4G format.

Selection by contacts

If you have doubts about your choice and you don’t know what is best to choose, we recommend that you look in your phone book. Here you should estimate the number of MegaFon and Beeline subscribers. Based on this, It’s better to choose the operator whose subscribers are in your phone book more. If everyone around you uses Beeline services, feel free to purchase a SIM card from a black and yellow operator. Otherwise, it is better to choose a MegaFon SIM card.

Switch between operators with your own number

If you couldn’t decide which is better, MegaFon or Beeline, you can purchase any SIM card - subsequently you will have the opportunity to migrate from Beeline to MegaFon and back without losing your number. The transition process is quite lengthy, but it allows you to get rid of changing the number and the subsequent difficulties (you will not need to notify your interlocutors about the change of number).

The question of which is better, Beeline or MegaFon, may be removed from the agenda if you buy a phone with support for two SIM cards. In this case, you can quickly test the capabilities of operators and choose the option you like best.