How subscriptions are connected. How to protect yourself from unwanted paid subscriptions on your phone? Ways to protect yourself from divorce

09/05/2017 at 08:58

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If you are wondering how to connect a paid number, then you have decided to organize the reception of paid SMS or calls. This business is still relevant and many people earn decent money from it. At the moment, to register a paid SMS number, you just need to spend 10 minutes and you can start working.

How to use a paid SMS number:

✔ Provide all possible services (jokes, SMS information, etc.)

✔ Use as an SMS lock on your website (paid content)

✔ Organize a charity fund (accepting contributions via SMS)

Also all possible promotions “Find the code under the cover and send an SMS to the short number XXXX”. In fact, there are a lot of options for how to apply this technology, the main thing is to come up with something original and useful, then success is guaranteed.

Paid access to the site

Recently, paid content has become very popular. That is, in order to read an article, watch a movie or an 18+ movie, which is most often the case, you need to send an SMS. As a rule, such SMS are not cheap and bring good profits to their owners.

In order to put such an SMS lock on your website, you just need to place a special code on the page to which you want to make paid access. Also, you set the price for SMS yourself; it can start from 1 ruble and end at 300 rubles. As practice shows, setting a tariff more than 100 rubles is not profitable; many subscribers simply do not have enough money on their balance and you lose it. For more details, please contact SMS billing technical support.

Connect a paid SMS number

I will tell you about one company, in my opinion, the highest quality and most convenient company, it is called x-bill. Pleasant and clear interface, high-quality technical support and a wide selection of short SMS numbers.

x-bill services:

✓ Premium SMS is the same short number, subscribers send SMS to your short number, a certain amount is debited from the phone balance, which you choose yourself from 1 ruble to 300 rubles.

✓ MT subscription - this function allows you to debit money from the subscriber daily, as it happens. A person sends an SMS to your short number and thereby subscribes to your service, until he disables the subscription, a certain amount will be withdrawn from him daily.

✓ Mobile commerce - the point is that you can accept payments for your goods or services directly from your mobile phone. The money will be debited from the phone balance, the maximum debit amount is 15,000 thousand rubles.

If you have already chosen the service you need, let's start registering. Go to the main page of the service and in the upper right corner, click “Register”.

Fill in all the required fields:

That's it, registration completed! Go to your personal account, select a tariff and click the “Add” button:

A special window will appear in front of you where you need to fill in all the fields. If you don't have a website, write "no" in the field. Then you need to add in the description where the traffic will come from and describe your idea.

How to set the price for SMS

Once your project has been approved, you can start working. Go to the “Tariffs” section and you will see a list of numbers and prices for 1 SMS. We choose the number that suits you, with the appropriate value, and the job is done:

If you have chosen number 2332, in order for money to be sent to you, the subscriber must send an SMS to number 2332 and indicate your prefix in the text, then the money will come to you.

Real life experience

I was in my 2nd year of college and at that time I was already thinking about how to make money on the Internet. One evening I was lying on my bed and an idea came to my mind. What if you register a paid SMS number and bet a small amount per SMS (I bet 15 rubles).

Well, I think everyone understood what the place xxxx is, my short number and prefix. I found a person who, for a modest 500 rubles, made a mailing to megaphone numbers; the mailing was done to 1000 numbers. And what do you think happened when I logged into my personal account 15 minutes after the mailing?

My eyes popped out of my head, there was a little more than 11 thousand rubles on the account and about 300-500 rubles came in every second. As a result, the amount exceeded 18 thousand and technical support wrote to me. They told me that I was blocked and the money would not be paid; there were many complaints to operators. Somehow like this.

Why am I telling you this, it is very difficult to deceive SMS billing, it all depends on the complaints, if you receive more than 3 complaints, you will already be under surveillance.

Interesting:





Paid subscriptions are a real evil. They appear suddenly. To activate them, just one random tap on the screen is enough, after which your account will be gutted daily by a certain amount.

Where do paid subscriptions come from?

Let's say you wanted to listen to music on your smartphone and entered the corresponding request in your mobile browser. The search returned a list of relevant sites. Having visited one of them, you saw a plug with a proposal to switch to listen. It cannot be closed.

After tapping on the stub, you were transferred somewhere to the side of the cellular operator, as clearly indicated by the address bar of the browser.

The picture was made correctly. A poorly dressed young lady with a musical instrument is a good distraction. White text on a light gray background is harder to see. One more tap, and you already have a paid subscription. 30 rubles per day or 900 rubles per month. By the way, there can be as many subscriptions as you like. Do you understand the scale of the problem?

Some more or less technically savvy people may be indignant: “What idiot would search THAT way?” A question like this is a good indicator of immature thinking.

There are 146.5 million citizens in Russia. Not all of them are tech savvy. We must not forget about children and the elderly.

Cellular operators, of course, pretend to care about their customers and pretend that they are trying to change the situation. What they don’t come up with: applications with which you can check the availability of subscriptions, new tariffs with the illusion of protection from subscriptions, and so on.

But what about changing the process itself? Why not make confirmation of consent to withdraw money more explicit? For example, by sending SMS?

The problem is that operators make money from paid subscriptions, and pretending to care about customers is typical hypocrisy. Bees against honey.

How to protect yourself from paid subscriptions

The only reliable way to protect yourself from paid subscriptions is to create an additional (content) account.

Federal Law No. 229-FZ of July 23, 2013 “On Amendments to the Federal Law “On Communications” obliges operators to create, at the request of the subscriber, a separate account for payment for content services of third parties. Debiting funds from the main account to pay for content services of third parties engaged by the telecom operator becomes impossible.

Simply put, after creating a content account, the telecom operator will no longer be able to charge money for paid subscriptions to partner services from your main account. All you have to do is keep your content account balance zero.

Therefore, make sure that you have not enabled auto-replenishment of your content account from your main account. The telecom operator can impose this service, and then the whole idea will lose its meaning.

Please note: a content account protects against paid subscriptions to the services of telecom operator partners. If a paid service is provided by the telecom operator itself, then the money for it will still be debited from the main account.

How to create a content account

Unfortunately, the procedure differs between different telecom operators and may even vary depending on the region. In one case it will be enough to send a USSD request, but in another you will have to go to the salon with a passport. Call your operator's support line and ask for clear instructions. This is your right, guaranteed by law.

Support phone numbers (calls within Russia are free):

  1. Beeline - 8 800 700 06 11.
  2. Megafon - 8 800 550 05 00.
  3. MTS - 8 800 250 08 90.
  4. Tele2 - 8 800 555 06 11.

How to protect children, parents and grandparents

  1. If possible, help them create an additional (content) account.
  2. If creating such an account requires visiting a communication store, and the person cannot go there, issue a new number for him in your name.
  3. Control the account of another subscriber through your personal account. This way you can check for paid services and, if necessary, disable them. However, this is a less reliable option.
  • Information Security ,
  • Development of communication systems
  • Another operator: after clicking this button while surfing mobile, you will be subscribed to a paid service

    The system itself was originally thought up perfectly: pay for anything on the Internet in one action, or pay for anything outside the network in one SMS. But quite quickly, various unscrupulous companies, whose activities can be classified as fraud, became hooked on these paid subscriptions.

    Considering the operator’s more than significant commission, you can go in two ways:

    • Create an ecosystem that allows abuse and generates profit.
    • Or do the opposite and lose money.
    Currently, Beeline earns about 10 times less from commissions for paid subscriptions than other Big Three operators - you will be able to check my words in a few months, when the financial indicators of all companies will be revealed. Now we make virtually no money from subscriptions and continue to reduce turnover through this channel.

    Since February 2014, we have greatly reduced the ranks of content providers thanks to your help, data analysis and investigations by our security team. In two months, we returned 30.2 million rubles to subscribers’ accounts and, in addition, transferred fines received from content providers as moral compensation to those who suffered from dishonest charges.

    Informing subscribers

    On May 1, 2014, Federal Law No. 229-FZ of July 23, 2013 “On Amendments to the Federal Law “On Communications” came into force, requiring operators to provide a new scheme for providing content services. In particular, it is mandatory to indicate the cost of services before activation.

    Back in the summer of 2013, we began work on a whole range of measures:

    1. In October, subscriptions activated on the mobile Internet on modems and tablets were banned.
    The fact is that this subscription form involves clicking on a button on the site as an acceptance and receiving an SMS with what exactly is connected and how. It is not always possible to read this SMS on a modem or tablet, and it is not always obvious to subscribers that when they click something on a computer, they are interacting with the balance of their phone.

    2. In November, we began to always indicate the cost of the service on the button itself, and introduced standards for its appearance.

    Here is one of our buttons, where the fulfillment of our requirements is already “on the verge”:

    And this is what a button from another operator might look like. Notice how well it disguises itself as a button on a standard player:

    The requirement of the law has been formally fulfilled - the conditions are written in fine light gray on white. You won't be able to see them the first time.

    3. From December 25, we introduced additional confirmation via SMS for all services over 100 rubles.
    That is, connecting something accidentally or not consciously enough has become very, very problematic.

    Here is the format of our message:

    But the format of another operator. Find 3 differences:

    5. We then introduced the following procedures:

    • To the existing SMS before activation and SMS informing about the action and how to disable it after, a monthly SMS about connected services and how to disable them was added.
    • We have limited the term of any subscription to a maximum of 5 months, after which we send an SMS asking to confirm the renewal, and if the subscriber does nothing, it is forcibly disconnected.
    • The possibility of default provider services on the “First Children’s”, “Veteran” and “Mobile Pensioner” tariff plans has been closed.

    6. Since February, a rule has been introduced that the fine collected from the content provider is distributed among all subscribers affected by its actions.
    For example, if you were debited 50 rubles due to fraud, we return these funds to you, plus you receive a 50-200 ruble share of the fine from this provider (though not immediately, but after 1-2 months, after a fine has been issued).

    Here are the SMS you will receive:

    7. They began to make returns without recourse.
    Thanks to the new rules for working with content providers, if fraud was detected, our security specialists checked all payments made through this short number, and we made a refund, regardless of whether the subscriber complained or not.

    8. With the help of our data analysis department, we went through all the providers and their websites, and also identified profiles of clearly “bad” use of the subscription.
    Well, for example, when subscribers make multiple attempts to send SMS to different short numbers within a few seconds (a virus or malware is clearly at work here). Ultimately, this led to serious fines for many players in the content services market.

    9. Considering that a fairly large share of write-offs was due to Android viruses that can send SMS and send reply SMS with confirmation of subscription, we launched a free antivirus for this platform.
    It automatically updates anti-virus databases. Set it and forget it – your smartphone or tablet is protected.

    Let us note that according to the law we were absolutely not obliged to do this, and could continue to make money on “accidentally attached” subscriptions. However, we want to set standards for fair play in this market because, again, the payment method itself could be very convenient in the future.

    Appeals

    One of the most painful areas is the inaccuracy of the reported data. As a rule, out of 200-250 subscribers who contacted, only one person is able to provide an accurate picture sufficient to instantly understand that this is really fraud and respond.

    The first problem is that the actions of scammers are extremely unobvious to the average subscriber. For example, there was voice spam from IVR in the spirit: “You have received a voice card, do this and that to receive it.” The victim did as told, but received a subscription instead of a postcard. To understand what was happening, to put it mildly, far from voluntary subscription to the service, I had to spend quite a lot of time. But in the end, the source of the fraud was found.

    The second problem is that many subscriptions belong to the 18+ group, and people are simply embarrassed to indicate with sufficient accuracy where and how they “picked up” them.

    The third problem is that subscribers are not always technically literate to understand what happened.

    Return

    During this time, we returned 30.2 million rubles to subscribers. Presumably, over the next similar period we will return approximately 4 times less, since the most prominent violators left the market or realized that we are playing seriously and it is better not to mess with us for a long time.

    Procedure

    After receiving a claim, the return is made directly during a call to the contact center or within a couple of days after the request, if a more detailed check is required.

    When there is no application, but the data comes from our monitoring system, each case is analyzed and all victims are identified, this can take about a month - there are legal difficulties that cannot be automated. Once we have identified all affected subscribers, we issue a refund.

    Fair play

    Our position is this: we are for fair play. We find the actions of operators who formally and minimally comply with the requirements of the law, but at the same time seeking to increase the turnover of their paid subscriptions, unethical. For our part, we (it should be noted, with difficulty) gave up a significant part of the profit in favor of honest relations with the subscriber. We plan to compensate for these and other similar aspects of lost revenue by increasing our subscriber base in the future. We still have work to do in many areas. We do it slowly in places, but we do it. And we are for fair play.

    In Russia it is difficult to find laws that would work 100% for the benefit of its citizens. For the most part, the laws of our country are designed to be broken. It seems that they are written “to order.” An example is mobile subscriptions. This is the scourge of our time, and this scourge has been living and thriving for many years. There was a lot of talk about them, and cries from lawyers, too, but they never deigned to completely protect us from paid content.

    Where does the content for our money come from?

    Music and video sites, erotic content resources and Warez give us the maximum chance of getting into paid content. Especially when you switch to them upon request with the qualifying word “free”.

    So, you decided to listen to music from your smartphone. We found a site using a mobile search in Yandex or Google, went to it and clicked on the audition picture, which we still couldn’t close. By tapping on it, you were redirected to an external link associated with the cellular operator (see url in the second screenshot below).

    Where you are, a new picture awaits you, made very attractively. The text with information about the cost is specially written in white on gray to create an appropriate, hard-to-read contrast. One more click on her “Listen” button, and you are on 30 rubles a day, that is, 900 a month!

    Of course, searching for and trying to listen to music in this way is unwise these days. But almost 150 million people live in Russia, and not all of them are intelligent and technically literate. Therefore, the scale of theft of funds is simply colossal. Of course, ordering laws for those receiving that kind of money is very beneficial.

    Cellular operators are one of the interested parties. Therefore, their supposed concern for us is mostly a bluff. After all, despite everything, the demand for content has not gone away over the years. We could provide an SMS confirmation of payment for each subscription. But no, no one even thinks about implementing such basic protection.

    Ways to protect yourself from divorce

    There are few of them:

    1. Open a separate content account, which is additional to the main one. If you open this content account and do not replenish it, then even if you “get” a subscription, you will simply have nothing to pay for it.
    2. It is less effective (but still helps in most cases) to activate the “Content Ban” service (the name may vary slightly among different operators).

    Option 2 may be a little easier, because... not all operators allow you to open a content account remotely, without visiting the office. After all, they don’t really need hypocritical concern for us; rather, on the contrary, it’s more profitable to put a spoke in the wheels of subscribers. Moreover, it also happened that the operator himself closed the content account without asking:

    By the way, if you end up subscribing to the “Content Ban” service, write to the operator demanding a refund. Its presence confirms your rights and your disagreement with receiving subscriptions.


    Hi all. Yesterday I attended one very interesting webinar: ““. I recommend watching it to anyone who plans to make money selling information products. This material will help you rethink this type of business. Judging by myself, I really can’t say for sure how this material will affect you.

    So, at this webinar we talked about the fact that the future information business will be ruled by closed communities with paid access. I don’t want to try to explain why exactly this will happen. Since this was explained to us during the 3 hours of the webinar. So let this be another reason for you to watch the recording.

    Example of paid access to a site

    For example, let’s take the same school of bloggers, where all students make a one-time payment and subsequently learn all the intricacies. Of course, all this wisdom can be found in the public domain. But in order to put them together, to weed out all the consumer goods and choose only the most important, what works 100%, the guys needed to spend a lot of effort. Moreover, they constantly keep us informed of new important events, for which we are again willing to pay them.

    Such closed communities have many more advantages for participants:

    • Constant work support;
    • Homework and working together on mistakes;
    • Webinars;
    • Motivation;

    In general, this creates a whole community of like-minded people, a big close-knit family, where everyone works in the same direction.

    Now compare such a paid site with a regular course. Not to say, of course, that regular courses in a DVD box are bad, but training in a closed club is ten times better and more effective. And to create a site with paid access, it is not necessary to teach people some kind of business or how to make money. In fact, this can be done in almost any subject. The main thing is to think and think carefully.

    I am currently in deep thought about this. I still can’t even imagine what will come of it and in which direction to go. But I’m sure that through trial and error I will be able to create a website with a paid subscription. Maybe it will be one-time, or maybe monthly.

    I also want to say a little about the most important advantage of this approach for organizers: by creating a website with periodic subscription payments, you will have a constant flow of clients. After all, every month the old ones will pay extra and new participants will be constantly added. Thus, by creating your own closed community, you can earn money no less than using standard methods.

    My paywall example

    It just so happened that without knowing it, I had already made one website where there was paid access to content. This happened because I didn’t want to bother creating the box. Let me tell you how it happened and what came of it:

    I have a forum. You can create a hidden section on it. That's exactly what I did. I created about 40 topics there, numbered them and sorted them:

    In every topic, the first message is my lesson. And if something is not clear to someone, the participant can ask a question at any time and receive an answer, both from me and from any other student who knows the solution to the problem.

    This all means that I have already conducted my little experiment. I will say more, such a forum with closed sections is the best solution with which you can create a paid website for free yourself.

    And that's why:

    How to make a paid subscription on the site

    So, let's finally move on to the main question and find out how to create a paid website anyway? In this article, I will list several options and then you can choose the best one for yourself.

    By the way, a little advice: to hide your material from public access and from pooling, you just need to participate in all the pooling yourself and then block access to the accounts through which the pooling was done.

    So, I think everyone understands: in order to create a paid website for free yourself, you need to spend a lot of time studying the technical side. For a beginner, this will take several weeks, or maybe months. I recommend not skimping and saving a lot of time by purchasing some training material. Of course, decide for yourself whether you need all this or not. But in any case, there is something to think about.