The Play Market app has both free and paid content for its users. And in order to be able to purchase software from Google, you must first go through the registration procedure and set the basic settings for further use of the service. One of the important points is the need to add a payment method to Google Play. And, regardless of whether the user is using a computer or a personal smartphone, the algorithm of actions will be similar.

Instructions for adding a payment method

This procedure takes only a few minutes and can conveniently be performed even on a personal Android without the need to use a desktop computer.

Important! In the same menu you can change the payment method in Google Play. But, if the need to make changes arose when making a purchase, you can complete the procedure directly in the purchase registration section.

What are the payment methods?

This option can be considered the most profitable, since the bank does not charge a commission for the purchase and there is no need to additionally top up the card balance. But you must first link the plastic carrier number to your account in the system.

Payment through a telecom operator

Not all cellular providers provide the service of writing off funds from telephone cards. Most often, MTS operator numbers are used for these purposes. And in order to pay using this method, you need to click on the icon with an arrow in front of the price when making a purchase. In the submenu that opens, possible sources of financial write-off will be displayed.

In the list, you need to select a cellular provider and enter the number from which the money will be debited. On the other hand, the system will require payment confirmation by sending a one-time code to the mobile number.

PayPal

Virtual wallets of payment systems are widely used when making purchases over the Internet. But Google Play only allows you to work with PayPal wallets. To use the option to write off virtual funds, you must first link your e-wallet to your account.

This can be done in the personal account menu, in the “settings” section. You need to go to the “add payment method” item and select the “PayPal virtual system” source. After entering the wallet identification data, checking and confirming it, this method will become available.

Unsupported payment methods

Additionally, you can highlight those options that are not available in any country. These include:

• writing off money from someone else's bank card;
• use of private transfer systems;
• virtual credit cards;
• special transport cards.

In addition, it will not be possible to empty the balance of sources that were previously used but were blocked.
To find out whether you can use one or another option, you can use the “test payment” service. This service allows you to ensure that the source can be used to pay for purchases.

Finding yourself at the checkout with a full shopping cart and not finding your wallet in your pocket is a nightmare for any of us. But for some, it’s not a dream, but a nightmare reality, because wallets tend to get lost, and pickpockets don’t sleep. However, we have good news for you: there will soon be no need to carry a wallet with you. Today, almost everyone has a smartphone, which can be used as a terminal to pay for goods and services if you become a member of the electronic payment system. Such as Google Pay.

What is Google Pay

is an electronic payment system developed by the corporation of the same name and intended for use on devices running Android: smartphones, tablets and smart watches. Its former name is Android Pay. Today it has been successfully launched in many cities of Russia and Ukraine and soon, we can expect, will appear in Belarus, Kazakhstan and other CIS countries.

The system is free (does not charge fees), secure, easy to use and presents only 2 requirements for the device:

• The presence of an NFC module (near-field communication, which is used in cash registers).
• Android 4.4 and later (although the latest version of the service application requires Android 5 and higher)

What phones does Google Pay support? The brand and model does not matter. Whether you have a brand new Xiaomi MI6 or an unnamed craft from Chinese schoolchildren during a labor lesson, the service will work on both. Of course, if the requirements are met.

The Google Pay system makes it possible to pay in stores (online and offline), cafes, ticket offices, taxis and other places where electronic payments are accepted, without carrying bank cards and cash. And there are more and more such enterprises every day.

As for payment security and the risk of confidential data leakage, the first is quite high, and the second is minimal. User information and payment details are encrypted and tightly sealed on Google servers. Only temporary keys (tokens) are stored on the device, which are useless to attackers.

Installation, configuration and linking of a bank card

Account management in Google Pay is carried out through the mobile application of the same name, available for download in the Google Play store (sounds similar, but not the same thing). Before installation, it is advisable to disable root access on the device (if obtained), as it can make it difficult to use the service and puts your funds on linked bank cards at risk. Also, be sure to turn on the screen lock. It protects against money theft by secretly placing a reader near the phone.

By default, the application is installed in Russian, so few people have questions about how it works, how to set it up and how to use it. In fact, almost all setup comes down to linking the card. There's no need to create a separate account because you already have one—it's your Google account associated with your device.

How to link a card:

• Launch the application and click the "Start" button.

• Tap the Add Card button.

• Select a card. You can use the one associated with your account (the top one in the screenshot) or another. If you select the second option, the system will prompt you to enter the number, expiration date and CVC/CVV code indicated on the card.

• Accept the license agreement between the service and the bank. Click “Confirm” and enter the digital code sent by SMS. In the same way, you can link several more cards to Google Pay.

In addition to banking cards, the service allows you to link bonus and gift cards to receive discounts in stores.

To view the entire list of your linked cards, tap the Cards button at the bottom of the screen.

Now, to pay for your purchase, you just need to turn on the screen and bring the device to the cash register. If the cost of the product exceeds 1000 rubles or 3 payments have been made in a row, you will additionally need to unlock the screen and enter the card PIN code.

Which more opportunities The Google Pay app has:

• Informing the user about bonuses (based on discount and gift cards) that can be used nearby. To do this, you need to enable geodata transfer.
• Sending letters with notifications about promotions and special offers in stores in your city and online stores.

If you are going to use a smart watch rather than a phone or tablet for payments, then you don’t even have to install the application. On smartwatches equipped with an NFC module, it is preinstalled from the factory. Watches with Android Pay (2018 models already have Google Pay) just need to be linked to a bank card.

Do I need the Internet to make payments via Google Pay? Not needed all the time. If there is no access to the server, data is read from the token, which is stored in the device memory. To update tokens, it is enough to connect the gadget to the global network from time to time - after about 6 purchases.

Which cards can work with Google Pay?

Unfortunately, the service only interacts with international payment systems Visa and Mastercard. Google Pay and Maestro do not work with Mir cards, which are actively imposed on Russian users.

To see the full list of supported cards and the banks that issue them, open the side menu by touching the “Hamburger” button and select “Participating Banks.”

The list is quite large, so the application does not contain it - it opens in the browser. Among the participating banks are Sberbank (by the way, the service is integrated into the Sberbank mobile application), Alfa-Bank, VTB24, Russian Standard, Otkritie, B&N Bank, Tinkoff and many others.

Samsung Pay or Google Pay - which is better?

Perhaps you, as the owner of an Android gadget, have already used a similar system from Samsung. And you are faced with questions: which is better, Samsung Pay or Google Pay and is it worth switching from one to the other?

The choice of payment system is dictated by personal taste, but there are factors that play a more significant role. For example:

• Samsung Pay only works on some devices of the same manufacturer, Google Pay - on any devices that meet the above requirements.
• Samsung Pay appeared earlier and is somewhat more widely available. An analogue from Google is still at the implementation stage in some localities.
• Google Pay only works with contactless point-of-sale terminals, which are not available everywhere. Samsung Pay works with both contactless and contact.
• In Google Pay, payments for amounts up to 1000 rubles are made by simply bringing the device to the terminal. With Samsung Pay, you need to enter a password or scan your fingerprint for every transaction. This is not always convenient, but it is more reliable and safe.
• The Google Pay application is more intuitive and easier to set up, which is important for older people.

In short, both have pros and cons. And what is best for you is, of course, up to you to decide. Connect and compare.

A Sberbank payment card is the key to a personal bank account. Linking the card to additional services (mobile and online banking) will allow its owner to control all transactions carried out on it. This will also provide the cardholder with the opportunity to freely operate funds and make payments without visiting the bank.

It is possible to link a Sberbank card to WebMoney using the account linking service of the Webmoney Transfer system. At the same time, it is possible to attach a card if the account owner is:

• resident of the Russian Federation;
• a personalized user (at least a formal certificate with confirmed data);
• owner of a personalized card of Visa/MasterCard systems (supporting the 3-DSecure security protocol).

1. To carry out the procedure, the user must log in to the linking service system, and in the “Attaching a card” section, click the “Attach” button.

3. After this step, the system will ask you to subscribe to the notification service about completed operations. If the user wants to connect to the service, you must enter your email and phone number (check the appropriate boxes).

4. The next step is to enter the bank card details (number, expiration date, CVV/CVC codes). After this, you must click “Continue”.

5. To confirm the binding, you must enter the code sent in an SMS message from the banking institution.

6. After this, you can complete the binding procedure by clicking the “Finish” button. If the procedure is successfully completed, the details of the linked card will be displayed in the “My accounts/cards” section.

PayPal system: how to link a Sberbank card

The system provides the possibility of linking plastic cards of Visa/MasterCard payment systems. It should be noted that their level must not be lower than the Classic/Standard types. In addition, the card must be connected to the mobile banking service.

To carry out the procedure for linking a card to an account, you must click on the “Add or confirm a bank card” link. This function is located in the “My Accounts” section of the user’s personal account. The system will offer a form for filling out card details.

After filling in all the details, the system will ask you to check the correctness of the entered data. If everything is correct, you must confirm the continuation of the card binding procedure by clicking “Continue”. Before doing this, you should make sure that there is an amount of 1.95 USD (authorization payment) on your card account. If the card account is in rubles, then the amount will be debited at the bank's conversion rate. These funds will be credited to the client’s account in the system after the card is confirmed.

Within a certain time (2-3 days), a confirmation code will be sent to the system client. It will need to be entered into the appropriate “Add or confirm a bank card” form.

Link your Sberbank card to your Qiwi wallet

The owner of a Qiwi wallet can link a Sberbank card by going through the following steps.

While in your interface in the system, you need to go to the “Register a card” section. From the list proposed by the system, select a banking institution - Sberbank. Next you need to enter the information:

• card number;
• cardholder details (in Latin, and exactly as indicated on the card);
• payment card validity period;
• CVV/CVC code (located on the back of the card).

When entering a secret code, you must use the virtual keyboard provided by the system.

After entering all the data from the card account, the system will transfer funds in an arbitrary amount to the wallet account. Its size can be found out either from an SMS message received from the bank (mobile banking service) or from an account statement in the Sberbank Online system. Payment details must subsequently be entered in the “Card Confirmation” column.

1. If you lose your phone or change the number (to which the card is linked), contact the bank branch and write a request to disconnect the service to this number.
2. Please note that only registered bank cards can be linked to accounts (electronic wallets) of electronic payment systems.
3. Transferring funds from an electronic wallet to a plastic card is available to identified users. Before linking your card to your account, go through

To make a payment for using a particular software product downloaded from the Play Market, you will have to enter your bank card details into the payment system. And if a single money transfer is not a problem, then frequent financial transactions can take up quite a lot of your time. Therefore, active users link a debit or credit card to their Google account. In this case, there can be several data bindings. If any card has expired, it becomes useless. In this case, it should be disconnected from your Play Market account. Let's figure out how to unlink a bank card from Google Play.

Removing a payment system via computer

You can unlink a bank card from Google Play via a PC or mobile device. In the first case, the unnecessary payment system is untied as follows:

If, instead of a remote payment system, you need to link another payment method to Google Play, then in the “Payment Methods” window you should click “Add”, and then fill out the appropriate form indicating the details of the banking product.

It should be noted that if Google wallet was linked to your profile as a payment system, then you will not be able to get rid of it using the described method. You can only reset this wallet or transfer the funds on it to a bank account.

How to remove a debit card via mobile phone

When considering how to unlink a bank card from Google Play, you should note the method of performing this operation via a smartphone. To do this you need:

After completing these steps, you will be taken to the Google Play payment service website. Here you will need to authorize the system, find the unnecessary card and disable it.

In the Play Market, you can make payments not only using debit (credit) cards, but also through various electronic services. Their binding and deletion are practically no different from similar operations with banking systems.

Having figured out how to remove and link the payment system to the Play Market, you can pay for purchases in a few clicks, and also, if necessary, clear your personal account of unnecessary cards without outside help.

Sberbank of Russia has developed a unique service, thanks to which you can monitor your accounts, income and expenses. Users can pay for any purchases and transfer funds to other cardholders.

The question arises about how to link a new card to Sberbank Online.

You can link a new plastic card to the service in just a couple of clicks. Usually, the linking is made directly at the branch of the credit institution after receiving a new instrument. The binding procedure should occur automatically.

To view all information on magnetic media, you need to follow this guide to action:

1. 1. Log in to the system using your login and password, which are issued by a specialist at the department. They can also be obtained from an ATM of a financial institution.

1. 1. After logging into the system, his personal menu appears in front of the client. In it you need to find the “Maps” section.

1. From the entire list, select the desired tool and click on it.

On the new page the client will see all the information on the latest actions. The data shown on the screen can be printed. This can only be used by debit media holders. You can attach up to 8 cards to the system.

How to link a card to Sberbank Online through the terminal, adding a second card

All operations can be managed online. All instruments are linked automatically, which is very convenient. Adding a second plastic in the organization’s service is just as easy, and there is no need to bind it. After the credit institution issues the second instrument, after a couple of hours it also automatically appears in the service.

You can attach the second plastic card to your cell phone number using the organization's ATM or at the organization's office. This is done via cell phone according to the instructions:

1. 1. Insert the card into the device and indicate “Mobile Bank”.

1. 1. Click on “Connect main card”.

1. 1. Then indicate the tariff you are interested in: economy or full.

1. Afterwards, the client is given an identifier and code. In a couple of minutes you will receive a message on your phone.

How to remove a tool?

It is not possible to remove your instrument from the service. But the user can adjust the settings so that a specific plastic is not displayed in the general list. If a client has a couple of magnetic media, but does not use one of them, this card can be hidden. To do this, follow the guide:

1. 1. Go to your personal page.
   2. Find the “Security Settings” section. Then select “Visibility Settings”.

1. All the tools (cards) that a person has will appear on the page. Open the “Sberbank Online” item and the tools that the client manages through the service will open. Opposite the card number that should be hidden, remove the “Display” checkbox.
2. Record the received settings and confirm the actions using the code from the SMS message.

Why is the tool not displayed in Sberbank Online?

There are situations when plastic may not be visible in the office. If such a situation arises, then you need to call the technical service at 8 800 555-55-05. You can also get help by writing a request in the chat on the organization’s resource. There is a technical support icon at the bottom of the page. By clicking on it, you can send a message to operators.

The service may not see the tool for the following reasons:

• The user's passport data is outdated;
• the main and additional cards were received at various offices;
• There were errors in the person’s personal data.

Attaching a tool to your personal account is very simple. If you follow these instructions, it will take no more than 5 minutes. The card will be linked during the day.