Making purchases in online stores is more convenient and safer using various electronic payment systems. In this article, we will tell you about Alipay - what it is, how to register in the system and how to use it.

What is Alipay

This Chinese payment system is part of the Alibaba Group, which is the creator of the AliExpress online hypermarket. Created in 2004, the electronic payment service provides comfortable mutual settlements between seller and buyer.

Practice shows that most buyers, when ordering products on the Internet, do not want to send an advance payment, since unscrupulous sellers are quite common. The latter, in turn, also do not want to send an order without first receiving money for it.

Alipay was created to reduce the risks when buying and selling online. This is a service that works on the principle of escrow. This system holds the money in your account that you transfer for the ordered products. They will only be transferred to the seller when you confirm receipt of the goods. After confirmation, the funds are sent to the seller automatically.

The main advantage of Alipay is instant payment and ease of use.

The ability to link a card, like PayPal, allows you to pay from an electronic wallet without topping it up. AliExpress constantly offers discounts and develops promotions for buyers using the internal payment system.

The video below describes in detail the features of the payment system:

The system offers account holders on AliExpress a simplified registration procedure, which automatically links the created electronic wallet to their personal account on the trading platform.

In this situation, you should remember that the created Alipay wallet through AliExpress will be inactive when paying in other online stores, for example, on Taobao. Do not confuse the Alipay e-wallet created from an account on AliExpress and the account opened on the website www.alipay.com.

Registration in the Alipay system

The registration procedure involves the following steps:

1. Find the tab called “My Alipay” in the Aliexpress website menu and click on it.
2. Click on the "Open Alipay Wallet" button.
   
3. Enter your email address where you will receive an email with instructions to continue with the registration process. Next, enter the captcha and click on the “Send confirmation email” button.
   
4. After this, a letter will be sent to your email. To quickly go to your email inbox, click on the “Go to my mail” button. If such a button does not appear, log into your email in the usual way.
   
5. Follow the link provided in the email to confirm your registration.
6. On the page that opens, enter your personal information. The list of required information includes citizenship, passport information, address and telephone number. Once the online form is completed, click Next.
   
   
7. The next page requires you to enter a password and information that can be used to restore access to your account if necessary (for example, if you don’t remember your password). Select a security question and your expected answer. Please note that the case of characters matters when writing an answer.
   
8. If you are satisfied that funds returned from AliExpress will be sent to the Alipay financial platform accounts, please check the appropriate box. Please note that money is not withdrawn from your wallet and can only be used to pay for subsequent orders.
   

How to delete card details

When an item is paid for using a bank card on AliExpress, the service offers to link it to your Alipay account. After linking, you do not need to enter personal information each time, but you can simply select a form of payment for the goods and specify a password. However, in the future you may need to remove the card from Alipay or add another one.

To remove the card correctly, follow the instructions below:

How to link another bank card

The Alipay service allows you to attach no more than five cards to your account. The procedure for linking an additional card is very simple:

• Pay for a new purchase on AliExpress using a different card that you want to link to your account.
• Enter your payment password information. When the password is confirmed, the payment procedure is completed.
• Ready! The card used to pay for the purchase will be attached to your Alipay accounts.

When undergoing verification, you will need to provide scans of your identification documents.

Unlike the inconvenient and long identification numbers on Yandex or WebMoney, this payment system links an email address to the wallet, which is Alipay ID. To log in to the system, enter the e-mail specified during registration and a password consisting of numbers as a login.

How to use Alipay and top up your account

Before making payments, you should remember that the service for providing a balance for wallets has not been provided since 01/01/2017. If registration was carried out earlier and there were funds in the account, then they are actually frozen and can be withdrawn to a bank account.

Payment is made exclusively from the account of the linked bank card. The service administration indicates that the data of the attached card is securely protected and its use is safe.

You can attach plastic to your wallet in the “Edit card” tab. Subsequently, the payment method via Alipay and a bank card linked to the wallet will be available when placing an order on AliExpress.

Payment via Alipay simplifies the checkout process. The buyer is not required to fill out all payment details; they are automatically copied from the payment system database. However, this causes distrust among buyers. Despite the timely warning, many users experienced freezing of funds in their electronic account, the subsequent withdrawal of which is associated with certain problems. The analysis of the payment system carried out in this article will allow each buyer to independently determine whether to use this service or not.

allows its customers to buy inexpensive goods and pay much less for them than in regular stores. Today, it’s a rare Internet user who hasn’t heard anything at all about Aliexpress, and every second person has been here and even possibly bought something. All beginners, starting to study the site interface, find such a section as "My Alipay". What is this section, what is it for and how to use it? We will talk about all this in our article.

What is Alipay on Aliexpress, why is it needed and how to use it?

Alipay is a special Chinese payment system Aliexpress. It was created by the holding Alibaba Group, which belongs to Aliexpress. Thanks to this system, the site can freely accept payments from all over the world to stores such as Taobao, AliBaba and, of course, Aliexpress. Using this system is very easy and you just need to place your first order on the site to become a user. Moreover, you can additionally register by providing a small amount of data.

Alipay accepts payments in 14 different currencies and works with cards from almost all payment systems. Additionally, transfers through electronic wallets, cash, and so on are accepted for payment. So, to pay through the system Alipay you don't need to create a special account. You can use whichever one you like best.

How to register for Alipay with Aliexpress?

In fact, officially as a payment system Alipay hasn't worked for a long time. Previously, it was possible to top up your account here and make purchases through it, but at the moment this option is no longer available. Yet, Alipay not useless as it may seem. In addition, registration in the system is open and you can complete it if you wish.

• To go directly to Alipay, you require on the main page Aliexpress hover the mouse over the button "My Aliexpress".

• You will see a list with available sections of your personal account, where you click on "My Alipay".
• You will be transferred to the main page of the system.
• What do we see? Please immediately note that in the very center there is a button to go to an existing account, but there is no button for registration.
• Therefore, feel free to click on "Go to my Alipay" and we find ourselves on the login page Aliexpress .

• Enter your username and password and click on the login button.
• Since we are new users, our personal account will not be displayed immediately. First, the system will ask you to confirm your email.

• In general, the default is usually the email you use on Aliexpress. If you are satisfied with everything, then click on the button "Send confirmation email" or first edit your email and then request a letter.
• After sending it, you will see a notification that the letter has been sent. There is also a button to go to the website of your mailbox. Remember that until confirmation is completed, the system will not allow you to proceed further. Check your mail and follow the link in the letter, and if it has not been there for too long, then click on the resend button.

• After clicking on the link, you will see a large questionnaire for entering information about yourself. You need to specify several data here - think up what password you will use for operations and write it down twice, and then select three questions and write down the answers. They are needed in case you suddenly forget your login password.

• We fill out the form and move on. The system will now say that your registration has been successfully completed and you can proceed to your light. On this page click "Go to my account" and this message will open:

• Although, you won't find anything useful here. This page once displayed a personal account Alipay, it could be replenished and paid for orders for Aliexpress. But now there’s just a message here that says you can’t use it.

In any case, although you are not allowed to use the account itself, you can manage your bank cards here.

How to log into Alipay account with Aliexpress?

Since data from Aliexpress, then entry can only be made through it. You can do this the same way as when going to registration - hover your mouse over "My Aliexpress" and click on "My Alipay".

Once on the main page, click on the large blue button in the very center of the screen.

You will now need to log in to Aliexpress and you will find yourself in your account.

How to recover the password for Alipay on Aliexpress?

It also happens that sometimes system users forget their password to log in or confirm operations. The latter is used when you have a bank card linked to your account and you need to confirm the payment.

In the first case, restoration is carried out through Aliexpress, since login to the system is carried out through it. Click on the button "Forgot your password?" and follow the system instructions.

Details about password recovery on Aliexpress we wrote.

But if you do not remember your payment password, then it will be restored on the site itself Alipay. For this:

• First go to link
• Here you will see a window for data recovery
• You are required to write an email and enter a captcha (a few letters from the picture)
• Check that the information provided is correct and proceed further.
• You will now receive a data recovery email

• Open the link in the letter and in a new window provide answers to the secret questions that you came up with during registration

• When all the answers have been written, move on.
• A form for creating a new password will be displayed in a new window.

Some buyers forget the answers to security questions over time. There is nothing wrong with this, and even in this case, you can recover your payment password, it will just be a little more difficult. To get started, go to link.

For a long time, Alipay remained an inaccessible service for foreigners. Now the situation has changed, but not all Internet users know what to do with it. Many people find this app more confusing than WeChat. However, mastering it is not that difficult.

To begin with, it is worth noting that the application is only partially translated into English. Some of it still remains in Chinese. Therefore, for those who do not know either language, mastering the application may not be so easy.

By the way, it is worth noting that if you have used the Taobao application at least once, then your Alipay account has already been created automatically. It is created without your effort, immediately after the user enters the section called “payment details”. So, if you have already purchased on Tao, then just download the Alipay application, enter your phone number and verify.

All payment services will be available immediately after this. But not everyone uses Taobao. If you have not used this service, then these simple registration instructions will be useful to you.

1. Download the app

The very first step is to download the application or 支付宝 (zhifubao). You can download it for both iPhone and Android. Both options are convenient and understandable.

2. Register

The next important point is account registration. This is also not as difficult as it seems. In order to register in the application, you just need to switch to a clear language and go through simple registration steps.

Registration is easy even for those who do not know English well. To register, you need to switch from Chinese. This is done by clicking on one button in the right corner at the top of the screen. Then, after selecting English, a panel and a “More” button appear at the bottom. You need to click on it. Select “Sign up” and register, linking your number to the account you are creating. This is a required step. You need to select the correct region, enter the numbers and wait for a message containing a code confirming the registration of a new account in the application. These numbers need to be entered in the pop-up window. If you don’t receive the code, you can try sending the request again, but usually, if the number is entered correctly, everything works out the first time. Now you need to enter your password. That's it, registration is done.

3. Master the menu

After registration, each user is taken to the main menu. There are many possibilities here. Using this application you can pay both offline and in online stores. It is also possible to make online transfers to other users to pay for various services such as taxis or food delivery.

There is no point in using all the services at once. Then you’ll figure it out, and you’ll be able to move the frequently used ones higher, and delete those that you don’t use at all. This is done in one motion: you need to click on the icon that looks like 4 squares, and then select Edit. After this, you can do all the necessary manipulations with the icons. If you click on the plus button, the service will go to the frequently used section. It is very comfortable. A minus sign above an icon allows you to remove it. Everything is extremely simple and clear.

4. Link your Chinese card

The next important step is linking a bank card. This can be done at any time, but it is more convenient immediately after installation. Binding is very simple. You need to click on the “Me” button. It is located at the bottom of the screen. This is the menu that gives access to your profile. Here you need to select the “My Cards” item. All bank cards linked to your account will be located here. Enter your card information and six-digit password.

Attention!!! It is impossible to link a foreign bank card! You can pay using AliPay only within China. In countries such as Thailand, the Philippines, etc., only Chinese people can pay via Alipay if they have an identification number attached.

5. Check your balance

The balance in the application is replenished from any of the linked cards. You can check how much money is in your account by clicking the “Limit” button. It is located at the top of the screen in the right corner. If there is no money, or there is not enough money to make a purchase, you need to click the Top Up button. The extra money won't go to waste. They can be brought back to the map at any time by clicking on “Withdraw”.

6. Use every day

Now let's move on to using the application. In China you can use it absolutely everywhere. Simply scan the code offered by the seller and confirm payment. Payment for purchases in a supermarket, food delivery or taxi ride occurs in the same way.

By the way, many people think that Alipay is an application only for locals and foreigners cannot use it. But this is far from true. For foreigners, due to the lack of a Chinese ID card, there are certain restrictions, but in everyday life you are unlikely to notice them.

7. Confirm your identity!!!

All Alipay users who simply registered on the app but did not verify their identity are slightly limited in using its various functions. To use it to its fullest, you need to apply for identity confirmation on the official website of the application.

First, you need to click on the blue button in the center of the screen and enter the password you created in advance along with your login in the two windows provided.

On the top panel you need to select the third tab. You will be redirected to your account page. You need to select the first menu. There you can choose a method for verifying your identity. At this stage, you can either use scans of your passport or scan it using a camera. Fill in the information about your card, confirm that the data entered is correct by clicking the blue button below.

There is a catch here: if you do not have a foreign passport and a stamp confirming that you were in China no later than six months ago, the system will refuse to verify your account. But it will still be possible to use at least limited capabilities.

The next page that will open is a field for entering information about your identity. Enter your passport details and add two scans. They must be of the highest quality so that the system can recognize them. After this, you need to press the button below again, confirming the entry of the data. If you did not make an error at any stage, a message will appear in a yellow frame, which will indicate that the information has been accepted and is being processed.

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Not so long ago, about a week ago, many users of the Alipay payment system began to receive letters to their e-mails. The essence of the letter is that the Alipay payment system is stopping customer service for Aliexpress. We learned about this not from a letter, but simply, if you, like us, recently paid for an order on Aliexpress, you probably noticed a warning above about the need to use up your available balance on Alipay before the new year.

We would like to note right away that nothing terrible is expected, but still, if you have a certain amount in your Alipay account, received, for example, as a result, then this information will be useful to you.

Many people know that the Alipay payment system is part of the Alibaba Group as well as Alibaba itself, so the planned changes are only internal optimization of payment processes, which should not in any way affect new and existing buyers on Aliexpress, as stated in the official statement.

We regret to inform you that due to business adjustments, the Alipay balance service will be terminated from January 1, 2017 (PDT). Please use up your remaining balance as soon as possible. Click here to find more details.

Please accept our sincere apologies for any inconvenience this may cause.

The reasons why Aliexpress refuses Alipay remain a mystery, but apparently the concept of further development has undergone changes, otherwise how can one explain the first imposition of its payment system on all users, and now the refusal of it. Yes, it’s an imposition, it’s not in vain that many people were looking for it before.

In fact, we are not talking about the closure of Alipay, the payment system will not disappear anywhere, it only implies the abandonment of the Alipay balance, all other functions will remain unchanged. So, what do you need to do with your Alipay account before the new year? Detailed instructions, but below we will give detailed explanations in Russian.

According to published information, on January 1, 2017, the ability to pay for purchases on AliExpress will disappear, but only using the Alipay balance. If you want, these changes will not affect you in any way. Alipay will continue to process payment transactions on AliExpress as before, but if as a result of previous disputes on Aliexpress you have a balance on your Alipay balance, then you need to do a few simple steps, namely:

• If your Alipay account balance is less than $30, then automatically after the new year Aliexpress will begin to exchange the balance of Alipay for AliExpress coupons (with a high degree of probability the nominal amount of coupons will be rounded up)
• If the amount of your Alipay account exceeds $30, then the same $30 will be automatically transferred to Aliexpress coupons, but the remaining funds will be withdrawn to your bank account (note that international bank transfer is not cheap and usually does not cost less than $15, so if the amount If yours is not significant, then it is preferable to simply spend it on Alipay before the changes take effect)

Alipay and Aliexpress plans to start issuing balances on the Alipay wallet around mid-January. The validity period of the received coupon will be one year from the date of its issue.

In this case, the coupon will be given to you, and not purchased as a gift certificate, so it is more appropriate to spend the rest of your Alipay balance on, thereby making the most of these changes.

If for some reason you did not manage to use up your Alipay wallet balance, then inside your account you can track the status of the withdrawal of the remaining funds to your bank account, but please note that a bank transfer may take from 7-10 business days from the moment of sending, to Ultimately, everything will depend on your bank.

How can I now pay for orders on AliExpress without Alipay?

In fact, Alipay is as it was and will remain so, it’s just that now, apparently, as a result, the funds will be returned in the form of a certain internal Aliexpress account. These are just guesses, there have been no official statements yet, but otherwise why all these changes.

Functionally, nothing really changes; even before, funds from the Alipay balance could only be spent for further purchases. Now everything will be exactly the same, only without the Alipay balance.

If you've shopped at one of them, you're probably familiar with theirs. In a nutshell, it represents the internal account into which the money is returned as a result of the refund, which can later be used for further purchases. True, there, upon request, you can cash out the balance of this account; it is not yet clear how Aliexpress will act in this regard.

Everything is done, of course, with the goal of increasing sales, but on the other hand, the buyer ultimately will not lose anything. Of course, it is also possible to have an option with a direct refund to the account from which the payment was made, but to be honest, this option is doubtful. In the end, time will tell everything, and besides, there is very little left.

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What is alipay and how to work with it?

This payment system was invented by one very famous and progressive company - Alibaba Group. We can say that without Alipay there would be no Aliexpress. After all, how would sellers and buyers agree on payment then? There are already enough scammers on the Internet, so nothing good would come of this.

But the Chinese are smart people and created the Alipay payment system, which solves the issue not only of paying for Aliexpress. It is also used by many different companies.

The principle of Alipay is to make payment transactions. Thus, when paying for a purchase on Aliexpress, you transfer money to the Alipay payment system. She, in turn, holds them until you receive the goods. Well, after making a successful transaction, he transfers the money to the seller.

What is an Alipay wallet on Aliexpress and what is it for?

Of course, in Russia and Ukraine we know about alipay only thanks to aliexpress. But it makes life very easy for the Chinese. There is an Alipay system at every step: payment for transport, taxis, restaurants, clothes - everything goes through it.

Aliplay works with many countries and currencies, so tens of millions of people on Earth have the opportunity to use it. Login to alipay in Russian

How to register on alipay?

To get to the official website of the Alipay wallet, go to your AliExpress account and select from the personal account menu my alipay:

This is what the site looks like, everything is in English:

To start registration, click on the blue button in the middle Go to my Alipay. A page for filling out data opens. First, we are asked to confirm the email to which the aliexpress account is registered:

We carefully read the terms of use agreement and if everything is satisfactory, click send the letter.

You can go check the box. I received this message, everything is in English again, but you don’t need to translate anything, just click on the link:

If you did everything correctly, the second registration step will open, in which you will have to type a little. To begin with, if you are not strong in English, go to the Russian version.

We fill in our data in the following sequence:

1. Password – create a strong password to log into your alipay account. It must consist of 6 digits. They cannot be used in order (123456) or write the same numbers (111111)
2. Repeat password
3. Create 3 security questions. Select any questions you like from the list and answer them. This is necessary so that if you lose your password, you can restore your login to Alipay.

It should look something like this:

Now look at what you wrote and keep it in your memory, or better yet, write it down somewhere. Especially the password.

I recommend using a free application to store passwords LastPass(absolutely free, but you can buy a premium account). This program will help you never lose access to sites, because it has a storage facility in which all your passwords and logins are securely hidden.

Click send, that’s all, our Alipay account has been created. But this, of course, is not the whole registration, so follow the link to verify your identity:

I will not tell you further what you need to enter, since this is your personal data. The only thing I want to note is that you enter everything in Latin. Here is a special one, enter in Russian and get it in Latin. And also be prepared to provide a photo of your passport. All your data is strictly confidential and is not disclosed to third parties.

How to link a card to Alipay?

Linking your bank card to your wallet does not require much effort. In your profile we select settings/edit map.

Well, then fill in your card details. Remember that Alipay only works with Visa and Master Card. You don’t have to worry about the safety of your credit card, because Alipay guarantees full protection 24/7 and is committed to paying compensation if something goes wrong. Therefore, you shouldn’t be afraid to link your card to Alipay; it’s not for nothing that half the world uses this payment system.

After you add a card, one cent will be charged from it for verification. But it will be returned within a short time, so don’t be alarmed :)

How to unlink a card from alipay.com?

We figured out how to bind a card, now let's see how to unlink it. This is also very easy to do. Go from your profile customize/edit maps and delete the credit card we need:

Why do you even need an Alipay wallet on Aliexpress?

And really, why do you need this wallet if you can pay on Aliexpress using any of the usual methods (QIWI, WebMany, bank card, etc.)? The thing is that you can link your bank card to Alipay so that you don’t have to enter its data every time you make a payment.

By the way, previously you could deposit money into your Alipay account and then use it to make purchases in Chinese stores. But now this function has been canceled; you can pay only by linking a bank card (Visa, MasterCard).

How to pay for Alipay on Aliexpress?

Well, now let's see how you can now pay for purchases through Alipay? We select a product on Aliexpress and proceed to checkout. At the payment point, you will immediately see your card that you have linked.

Now you don’t need to enter your card details every time you pay, that’s where the whole point of using alipay ends...

Now you know what alipay is, how to use it, and why it is needed in general. If previously it was possible to transfer money to the account, then in January 2017 this operation was canceled. So think for yourself, should you bother with this wallet or not? I personally don’t see much point...