Izhkombank personal account. Izhkombank (Izhkard): entrance to your personal account Izhkombank personal account, entrance to your account

Owners of payment cards issued by Izhkombank can access personal finances 24/7; a special section called IZHKARD is intended for this.

Gaining access

In order to start using Internet banking, you must:

open an Izhkombank payment card;
receive an Additional Identification Number (hereinafter referred to as DIN).

An additional identification number in a sealed envelope is issued by a bank employee immediately upon issuing a card or upon application by the client. You need to treat the security of your number in the same way as you treat your card PIN code. Forgotten codes cannot be restored.

Online registration for IZHKARD

The official website of the bank www.izhcombank.ru contains a link to go to IZHKARD.RU.

full information about the payment card (number, expiration date, CVV2 code);
telephone number information;
passport details.

After entering the information and clicking on the “Confirm via SMS” button, the client needs to wait for an SMS message with an access password. From this moment on, it becomes possible to log into your personal account using the registered phone number and the received password. Changing the user password is available in the “Settings” section of your personal account.

There are no other options for registering a personal account. Clients and depositors who do not have a bank card cannot connect to online services.

First login to your personal account

The access control system for your personal account is somewhat unique. Despite the fact that during registration the client actually confirmed his mobile phone number and the bank sent a password to it, it will not be possible to log in for the first time using the phone number.

Important! The first login to your personal account is possible only by card number and DIN code.

In the future, the login method can be any: either by phone number or by card number. Considering that the DIN code consists of 9 digits, it can be assumed that the vast majority of users log in using their phone number, and the resulting DIN code acts as a kind of “temporary” password for the first login.

It should be remembered that one of the protective functions in Izhkard.ru is complete blocking of access if the DIN code is entered incorrectly 3 times.

Access recovery and password change

Probably, in practice, a situation is possible when the client, firstly, has lost or cannot find the DIN code, and, secondly, has forgotten the password. For such cases, it is possible to recover the password. Clicking the “Forgot your password?” link on the login page will open a form identical to the registration form with the same list of personal data. The password recovery procedure completely repeats the registration process.

Important! Lost PIN and DIN codes cannot be restored.

Possibilities

The Izhkard.ru personal account management system allows you to:

pay for utilities, mobile communications, internet, taxes, fines, receipts;
carry out financial transactions (opening accounts and deposits, making transfers);
control the status of accounts;
check the movement of funds on accounts and cards;
save time when making payments using the “autopayment” system and saved transaction templates;
receive information about the status of your bonus account.

All this is available 24/7.

If a stationary workplace with an Internet connection is unavailable, you can connect to the banking system using a mobile application. Links for downloading it are located on the page www.izhcard.ru/mobile/welcome.

The ability to order and receive a School Card is an important advantage of Izhkombank’s personal account. This project started in 2011 and was implemented with the support of the government of Udmurtia. The development turned out to be very successful, and similar projects began to be implemented in various regions of Russia.

The school card is intended for parents of students and is a non-bank card equipped with the following functionality:

payment in the canteens of children's educational institutions;
Access Control System;
application for paying for public transport.

You can order a card issue not only at a branch of a credit institution, but also through a remote access service. After receiving the card, the customer has the opportunity to register it in the “My School Card” system on the website www.myschoolcard.ru.

The functionality of the service allows you to:

see your child’s spending on food, tracking not only the amount spent, but also the menu;
clarify travel routes;
control attendance at an educational institution.

If desired, settings for paid SMS notifications about certain events are available, information about which is entered into the system.

To replenish the card balance, an extensive network of payment terminals was created, installed near or directly in educational institutions. Options for replenishing your school card balance:

through ATMs or payment terminals;
in your personal account online or mobile application.

Thanks to the created project, Izhkombank, which is small in terms of assets, feels quite confident in the region, confidently occupying second place in terms of the number of clients served. The service it provides, including remote access channels, is well developed and quite reliable.

Izhkombank is a regional credit and financial company in the Perm region, which has been operating since 2014. It provides services to legal entities and individuals, as well as corporate clients and representatives of medium/small businesses. Izhkombank offers its clients who wish to gain access to a wide range of online financial transactions a personal account. It can be obtained after registering on the official website.

Izhkombank’s personal account is needed by clients for several reasons. The first is the opportunity to obtain information about banking products and services that the client encounters most often. Also on the profile page you can make purchases and payments, make transfers to different accounts, using various forms of payment and transfers, incl. according to the generated templates. The same services are offered by the RNKB Internet bank in person.

The second is the ability to apply for an online loan or join a loyalty program. By joining this program, the client will be rewarded with bonuses in the amount of 0.5-0.6% of the purchase, which will be credited to the bonus account in his personal account. The accumulated bonuses can then be transferred into cash and used to pay for online purchases or Internet provider services, etc.

How to access your Izhkombank personal account?

To log into the personal account of the Izhcombank organization, you will need to go to the official website of the company izhcombank.ru and find the section (at the top right side of the main page) called: “Izhkard.ru Login”, click on it. Thus, the user goes to another page, where an authorization window will open in front of him.

This is a special Internet system for logging into your personal account called Izhkard.ru. Login is possible in two ways:

By card number

If the entered data does not allow you to access your personal account, you can proceed to clicking the “Forgot password” button.

How to recover your password?

To restore data, you will need to enter the following values in the field: card number without spaces, card expiration date, CVV2 code, as well as passport information. Then you need to click on the “Receive by SMS” button and the password will be sent to the phone number from which you previously registered.

Password recovery

How to register on the Izhkombank website for the first time?

Registration in the Izhkard system requires entering the following data:

card number;
its validity period;
CVV2 code;
phone number;
passport details.

Registration

Opportunities in your personal account for individuals

Internet banking for individuals allows you to manage a card account 24 hours a day, at any time convenient for the client.

The main page of the personal account shows the operations that the user has to deal with every day. Here you can make a payment by selecting a template, go to the personal card section, and view current information on your own deposits or loans.

Information about Izhkombank cards online

In the “Cards and Accounts” section you can get information about the card or perform actions with it - pay or make a transfer. The user also has access to the history of recent transactions.

Making payments and transfers in your personal account

There are several ways to make a payment or transfer:

according to the template;
by choosing one of the payments offered by the bank;
creating a new payment in the “Payments” section;
by performing actions in the “Cards and Accounts” section.

After this, a payment/transfer form will open, in which you must enter the details and amount to be paid. If you select an option from templates or popular services, the payment details will be filled in automatically.

Auto payment

You can pay online for the following services: utilities, taxes, traffic police fines, telephone or Internet provider services, kindergarten, etc.

Payment for services

The list of services also includes local payments - management companies, as well as resource supply organizations. Funds can be transferred using available details. When the payment is completed, you can save it as a template or, if desired, create a recurring payment.

Mobile application from Izhkombank

The Izhkard.ru application is available for iOS and Android gadgets. After installing it, everyone will be able to perform a number of functions from their phone or tablet:

pay for cellular communication services, utilities, Internet, satellite TV, transfer money for kindergarten and school;
transfer money between your accounts or to the accounts of other Izhkombank clients;
view your bonus account balance;
search for ATMs and branches;
view information about exchange rates;
communicate with technical support online.

Is it possible to disable my personal account?

Yes. To disable it, you will need to call the Izhkombank support service. After this, the client’s personal data will be deleted, and access to the personal page will be closed.

Izhkombank’s Internet service implements protective functions to protect clients’ personal data:

disconnection from the account occurs automatically when the client is inactive for 20 minutes;
determining the daily limit for spending money in your personal account;
SMS notification about the transfer of funds.

If the user decides to activate the SMS notification service, he will be able to receive information about all transactions on cards and accounts. A special 3-d-Secure Internet payment protection technology will be applied to your personal account.

The client can also worry about the safety of personal data on their own. To do this, it is recommended to log out of your personal account every time the work is completed. Also, you should not transfer your card to third parties, do not use the function of saving passwords on your PC, and from time to time you need to change the access code to your personal account. The password must contain both numbers and letters (you can add symbols: _, etc.).

What is a school card from Izhkombank?

A school card will allow you to pay for meals and various services for children in educational institutions in Udmurtia. All its holders can register a card in their personal account on the website of the financial institution. This is necessary in order to manage your account and control the spending of funds online. Now parents will be able to track their child’s school attendance and pay for their meals.

Registration of an Izhcombank school card in your personal account

To create an account on the official website www.myschoolcard.ru, you will need to fill out the proposed form, indicating personal data, as well as the contract number, information about the child and the school. A personal account for the school card holder will be opened within a few days after sending the application.

School Card Registration

Login to the “My School Card” account from Izhkombank

Authorization in the School Card service is performed after entering the phone number specified during registration, as well as the password. Additionally, on the authorization page there is a line to search for the nearest payment terminals for services.

After logging in, a personal account opens, where the services of this service will be available to the user.

Izhkombank’s personal account - for cardholders, for those who have taken out a loan or opened a deposit, allows you to view personal data at any time, as well as make the necessary transactions with banking products online.

DIN - Deutsches Institut für Normung e.V. - a German institute for standardization, whose task is to develop normative and technical documentation (standards, technical conditions, rules, etc.) was founded on December 22, 1917. To achieve its goals and objectives, DIN organizes the work of 26 thousand experts from various fields of science and technology. Its members are enterprises, unions, government organizations, trading companies and scientific institutes.

DIN is the leading German national standardization organization and represents German interests in this field at the international level. The intensive work of German experts in the field of international standardization and regulation has made DIN one of the generally recognized world leaders in the development of standards and other regulatory documents. In total, DIN includes 74 normative committees involved in the development of standards and other documentation.

EN - European Norm - European standards - accepted standards European Committee for Standardization (CEN) was founded in 1961 by the national standards bodies of the European Economic Community and the countries of the European Free Trade Association.

European standards can be applied as identical national standards (including automotive standards), while canceling domestic norms that contradict them.

European standard EN- a standard adopted by CEN, CENELEC or ETSI with the right to apply as an identical national standard with the repeal of conflicting national standards.

Standards issued by the European Committee for Standardization are designated EN. Often these standards are based on standards IEC (IEC - International Electrotechnical Commission) or ISO (ISO - International Organization for Standardization, International Organization for Standardization) without changes or with minor changes. In this case, a double designation is used, for example EN ISO. The number and technical content of the standard remain unchanged throughout Europe.

Most popular in Russia European standards EN with designation BS EN(in English) or DIN EN(in German).

Types of standards with the abbreviation DIN:

DIN- a standard that is of national importance or is preliminary to the development of an international document. E DIN this is a draft standard DIN V — preliminary standard.
DIN EN is the German edition of the European standard, which is accepted without any changes by all members of the European Committee for Standardization (CEN) and the European Electrotechnical Committee for Standardization (CENELEC).
DIN EN ISO— standards jointly developed and published by ISO and the European Commission for Standardization (CEN)
DIN ISO- ISO standard adopted as national without any changes.
DIN IEC- a standard of the European Electrical Commission (IEC), adopted in Germany as a national standard without any changes.

Overview of EN 50379 standard - Technical characteristics of an electronic portable device designed to measure the parameters of flue gases of heating equipment.

The standard describes the examination of equipment to ensure compliance with the standard. The standard came into force on March 1, 2007. The standard applies to newly purchased portable measuring instruments. Measuring devices prescribed by EN 50739-3 must satisfy the eliminated requirements for commissioning or debugging of gas heating equipment.

PJSC JSCB Izhkobank is a commercial joint-stock bank established in 1990. Provides services to individuals and organizations. The bank offers individuals opening accounts, processing loans, placing funds on deposits, issuing and servicing bank cards, making payments and transfers, insurance, and currency exchange. Corporate clients have access to services of settlement and cash services, lending, placing funds on deposits, obtaining bank guarantees, managing payroll projects, factoring, etc.

The official website of Izhcombank is located at www.izhcombank.ru. Internet banking for individuals is implemented on the website izhcard.ru. You can get to it from the bank’s main resource by clicking on the Izhkard.ru link in the top menu. A personal account allows you to monitor the status of a bank client’s account and make transactions on it in real time (online) from anywhere in the world where it is possible to access the Internet.

Registration in your personal account

All Izhkombank cardholders have the right to use the izhcard.ru website. Online registration is not required for this. However, for authorization you must obtain a special DIN code, which serves as a temporary password. If it was not issued with an agreement upon receipt of the card, you should contact any bank branch with your passport and obtain the code.

Login to your personal account Izhkombank

For the first authorization in the system, you will need a card number (written on the front side of the card and consists of 16 digits) and a DIN code. Enter them in the appropriate fields of the form on the main page of the service and click the “Login” button. In the future, the DIN code must be changed to a permanent password, and then access to your personal account will be carried out using the phone number associated with the account and the password.

Possibilities

The following options are available to service users:

Payment for various services (housing and communal services, satellite cable TV, Internet access, use of IP telephony and mobile phone, etc.).
Payment of traffic police fines and other fees and charges.
Create templates for making regular payments with one click.
Setting up auto payments to automatically transfer funds from an account using certain details within a user-specified period of time or when certain conditions are met. For example, you can set up auto-replenishment of your mobile phone balance.
Transfers of money from one account to another within the bank and to other credit organizations registered in Russia.
Control over the account status.
Obtaining information on the account, including data on the movements of funds for a period specified by the user.
Viewing the status of the bonus account in the Izhkombank program. Bonus."
Obtaining information about open deposits and issued loans.
Search for Izhkombank offices and ATMs.
Obtaining information about current exchange rates of world currencies.
Communication with bank specialists using the feedback form.
Setting up personal data and changing the password for logging into the system.

Internet banking capabilities are available in the official Izhkard.ru mobile application. You can download the program for installation on iOS and Android devices in the AppStore and GooglePlay.

PJSC Izhkombank is a commercial bank whose main office is located in the city of Izhevsk. The bank provides a whole range of banking services for any form of ownership. Its main goal is to become the first among credit institutions of the Udmurt Republic, and therefore it is constantly working to improve credit programs. The Izhcombank personal account is a means of access to the Izhkard.ru Internet bank, intended for individuals - holders of cards issued by Izhcombank.

Personal account features

The functions that Izhcombank’s personal account makes available to clients to facilitate the use of accounts:

Current information about the status of the account balance with the ability to drill down.
Making online payments to social institutions - kindergarten, school, housing and communal services.
Payment for telecom services.
Transfer of funds between client accounts.
Replenishing the balance of accounts of other clients of Izhkombank and third-party banks.
Payment templates for ease of use.
Activation of bonuses under the Izhkombank.Bonus program.

The bank also released the official mobile application Izhkard.ru, which runs on the Android and iOS platforms. In the Izhkard personal account in the mobile application version, in addition to the listed functions, an interactive search for nearby ATMs and bank branches has been added.

Registration and login to your personal account

Internet banking for individuals who are bank card holders is located on a separate domain izhcard.ru. The official website of Izhkombank provides a direct link to it in the top menu of its pages (item “Izhkard.ru”).

Use the card number* and the nine-digit DIN code issued for it in the information envelope. An additional identification number (DIN code) should be requested from the bank when opening a card account.
Use the mobile number linked to the client’s agreement, password and one-time confirmation code. To make authorization using this data possible, you need to go to your Izhkombank personal account using your card number and DIN code, go to the “Settings” section, connect SMS notifications and set a password for the Internet bank.

* Often, incorrectly entering the card number is the main cause of authorization errors. The card number must be entered in the international format, that is, all 16 digits embossed on the surface of the plastic, while clients often use the number indicated on the envelope along with the DIN code.

If the system has registered three attempts to enter an incorrect DIN, access to your Izhkard personal account is blocked. The DIN code cannot be restored via the Internet; to obtain it again, you need to contact a physical bank branch.